Beacon Credit Union, Incorporated

PO Box 4319, Lynchburg, VA 24502

NCUA Insured4.6 (267 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Lynchburg, VA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1939

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 4319

Lynchburg, VA 24502

Google Maps 🗺Waze

(434) 237-1566

Service Area

This credit union is located in Lynchburg and serves members in the VA area. Currently serving 29,575 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.55%

Used Auto Loan

6.55%

Personal Loan

18.50%

Credit Card APR

13.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Pentagon— New Auto Loan

Mclean, VA

1.99%

Pentagon— Used Auto Loan

Mclean, VA

2.59%

Suncomp Employees— Personal Loan

Bristol, VA

4.92%

Newport News Mun. Emp Credit Union— Credit Card APR

Newport News, VA

7.49%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(11 total)

Member Reviews

4.6

267 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Miha Law

3 months ago

Jaycee was amazing and so personable and helpful! She gave me so much info, answered all my questions, and it was a joy to sit there with her for the amount of time I did! I’d recommend her and Beacon to everyone I know!

Megan Fuller

a month ago

Beacon Credit Union is not somewhere I would recommend. They don't allow mobile deposit of checks for 30 days after the account is opened. My first experience with them has been quite the nightmare from the beginning to the end. They were not very responsive during the process not explaining things, making me reach out to them to find out where the hold up was, and now being completely off guard in 2026 where I have a bank I can't deposit checks into but claims they have "mobile banking". Hopefully this saves someone else the trouble I went through.

Kimberly Klotz

8 months ago

Amazing service opening my checking account at the Logans Lane location in Lynchburg, VA. I felt valued and important from the drive through teller Kayla and all of the inside tellers to the Lending Specialist who opened my account, Jaycee. She was super kind and really down to earth while still being professional. I appreciate the overall feeling that I got while being there and I’m looking forward to a really long relationship with them. Thank you all so much!!

Dave Moreau

7 months ago

Being new to the area, we needed new accounts and so we visited the Logans Lane Branch . Everyone we met was super nice and helpful. Chelsea was awesome, and spent a lot of time with us. A pleasure, thanks!