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Pentagon

7940 JONES BRANCH DR, Mclean, VA 22102
NCUA Insured4.6 (8,350 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

7940 JONES BRANCH DR

Mclean, VA 22102

Service Area

This credit union is located in Mclean and serves members in the VA area. Currently serving 2,752,809 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

1.99%

Used Auto Loan

2.59%

Personal Loan

14.65%

Credit Card APR

17.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

PentagonNew Auto LoanThis CU

Mclean, VA

1.99%
PentagonUsed Auto LoanThis CU

Mclean, VA

2.59%
Suncomp EmployeesPersonal Loan

Bristol, VA

4.92%
Newport News Mun. Emp Credit UnionCredit Card APR

Newport News, VA

7.49%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(46 total)

Member Reviews

4.6

8,350 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Gonzalo 00 Ruiz

Gonzalo 00 Ruiz

4 months ago

I have been a PenFed customer for over 2 years now. The culture is all about customer service and it shows in the quality and value of the products they offer. As I learn more about their products, I find better ways to manage my money and save more. Thank you, Gonzalo

Frantz Altema

Frantz Altema

3 months ago

Absolutely worst credit union to bank with they have no desire to help anyone when you call customer service they should call it get belittled service. The customer service team is not knowledgeable and most recently displaying retaliatory and discriminatory behaviors. I am seriously considering filling a discriminatory complaint with NCAU, CFPB, and my attorney.

J L

J L

7 months ago

This organization has declined significantly recently. Losing services and they reduced my credit limit when I pay on time and in full every time and have great credit. The drastic reduction hurt my credit score. They refused to reverse their decision. I’ve never been treated this poorly by any other financial institution I’m a part of. They lost a great customer.

Shel K

Shel K

3 months ago

HELOC loan application, very slow process, no updates, told "you can get $---000 loan for sure!" by loan officer and then denied because I have a home business. Typical bait and switch stuff- dissappinting.

Johnny Mac

Johnny Mac

6 months ago

Would never use this place again. Refinanced a car loan through them for a minor interest savings. They failed to acquire the title from previous lender, and began threatening ME, that my interest rate was going to go up to the maximum by law because THEY Didn't acquire the title. So I had to drive across the county to go get it printed for them myself. I paid for the title, then paid to FedEx it overnight, just for the threats to continue that the title THEY NOW POSESS didn't name them as the leinholder on the vehicle. ZERO of this was communicated. Now they want me to find a notary and give them power of attorney over Me, to name themselves as my title holder. What a joke. Do not recommend, and trust even less.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).