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1st Advantage

PO Box 2116, Newport News, VA 23609
NCUA Insured4.4 (190 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 2116

Newport News, VA 23609

Service Area

This credit union is located in Newport News and serves members in the VA area. Currently serving 71,078 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.75%

Used Auto Loan

4.75%

Personal Loan

17.95%

Credit Card APR

11.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(12 total)

Member Reviews

4.4

190 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jay

Jay

5 months ago

I would like to formally commend Jo for her exceptional service she provided in assisting with an issue related to my checking account. Throughout our interaction, Jo demonstrated the highest level of professionalism, courtesy, and efficiency. Her polite and respectful manner created a positive customer service experience, while her willingness to go above and beyond expectations ensured that my concern was resolved. Please extend my sincere appreciation to Jo for her outstanding support and commitment to excellence in customer service.

Valerie Burge-Hall

Valerie Burge-Hall

10 months ago

Ms. Barnes, Assistant Manager, provided exemplary customer service while assisting my daughter with opening her first checking account. She was both professional and personable, taking the time to explain each step clearly and ensure my daughter felt confident in her decisions. Ms. Barnes also offered thoughtful and practical financial advice tailored for a young adult, giving my daughter a strong foundation to build upon. Her exceptional service truly made this experience smooth and memorable.

Joanna Griffin

Joanna Griffin

3 months ago

Such a pleasant experience. Mr. Carter-Robinson was so helpful getting us setup with a new account.

Denise Knox

Denise Knox

8 months ago

Madison Elliott at the Jefferson Branch is wonderful. Its always service with a smile. Very professional an an asset to the team. Thank you always Madison!!!!

Paulette Lewis

Paulette Lewis

a year ago

I have been banking with First Advantage for over 20 years. I have occasionally had problems in my banking. Mostly my own mistakes. Every time I experience a difficulty , I call the office or or went tothe branch and had the problem fixed immediately. Everyone is pleasant and easy to get along with and very anxious to help you out. I would recommend this bank and have too many of my friends.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).