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Virginia Educators Credit Union

12626 Nettles Dr, Newport News, VA 23606
NCUA Insured2.6 (49 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

12626 Nettles Dr

Newport News, VA 23606

Service Area

This credit union is located in Newport News and serves members in the VA area. Currently serving 3,699 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.30%

Used Auto Loan

5.30%

Personal Loan

9.49%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

2.6

49 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
paul jackson

paul jackson

5 months ago

I have been dealing with this Credit Union for a long time and I always been satisfied with everything that they have done for me.

Chy Rashaun B.

Chy Rashaun B.

9 months ago

If I could give 0 stars I would. They canceled our ATM cards without our knowledge and stated the reason was we left a voicemail stating our intent to close our account. They do not answer or return calls or emails. The business hours are limited. Very unprofessional and outdated on how they conduct business.

Ethan H

Ethan H

2 years ago

My family has been dealing with this bank for a long time and they are horrible. They are unbelievably slow and behind the times with technology and their customer interface. Multiple times my card has been locked while on vacation even though we tell them exactly where we are going and the time frame and they tell us they will put in an override. It happens every time! They haven’t opened up their lobby since closing it for the pandemic. The only saving grace is their rates but with all the hassle it isn’t worth it. Bottom line is they have a lot of problems and don’t even try to fix them. My advice is to go somewhere where it actually feels like they want to work with you and care about their customers.

Ade Brayboy

Ade Brayboy

2 years ago

I have been a member for over 38 years. (Since in grade school). I have gotten and paid off multiple car loans. Great car loan rates! Because I don't have my direct deposit with them, it is difficult to pay loans using an external account. Used to be easy through the online portal. Now that has changed. Good grief. Tired of being forced to have to physically go to the cu to pay bills. And yes, they will take $ out of your savings or checking account without your say if you are late on payment.

Sam Diao

Sam Diao

3 years ago

Tried a couple of times this week (3/6/2023 - 3/10/2023) to open up an account with them and both times the lobby was closed. They had one teller working at the Drive Thru window. I went there on a Wednesday afternoon around 2:15 pm and the lobby was closed. I went again on Friday around 11:00 am and the lobby was closed. The woman at the Drive Thru said I could fill out a form and bring it back. I asked her if the lobby is ever going to be open to the public and she said doesn't know. I was ready to transfer my direct deposit from the school system to them and even had money ready to be deposited there after opening up an account. It is not worth the trouble. Going to keep my money at Bayport and 1st Advantage instead.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).