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Peoples Advantage

P O Box 3180, Petersburg, VA 23805
NCUA Insured4.2 (94 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O Box 3180

Petersburg, VA 23805

Service Area

This credit union is located in Petersburg and serves members in the VA area. Currently serving 9,316 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.24%

Used Auto Loan

18.00%

Personal Loan

18.00%

Credit Card APR

14.53%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.2

94 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Marcelle Johnson

Marcelle Johnson

7 months ago

Ms. Sierra Jones is amazing she is professional, respectful and courteous. Ms. Jones help me with my account, she had patience. She explained everything in vivid detail was clear and precise. As a member I was impressed with her professionalism. Her personality is bright she always eager and friendly to helping customers. Ms. Jones go above and beyond to render her expertise. Her work ethic is impeccable. She is a great asset to People Advantage.

Traveler Sensei

Traveler Sensei

2 years ago

I've recently worked with the local outreach branch on Perry St and it was a great experience. Their facility is comfortable and feels like a hangout. I have seen how they are in support for the local community and I appreciate that.

Tequanne Moore

Tequanne Moore

a year ago

Meagan Robinson was extremely good, her customer service was excellent. The way she communicated quick and fast, provided me with all the information I needed. She made sure I was satisfied and happy with my experience. I really appreciate her for all her hard work, she’s definitely one of the best workers.

Mary Ashley

Mary Ashley

a year ago

I was not happy to have been charged $5. for the CU to write me a check instead of pulling out the cash money from my account. It won’t happen again, but I thought it would be more convenient to get a check. I do not like it that there is no teller on the window and there is usually a line inside with one teller. I am an original member of the credit union and voted to have this brought into Allied Chemical.

Jeff Harrell

Jeff Harrell

a year ago

Worst bank I have ever had to deal with. They hold on to your deposits to make pennies on the interest. When you ask what is going on. They just say oh it's the system. If they even answer you. When I joined 10 plus years ago. They were more concerned with the people. Now it is how can they make pennies on your effort. Will complete my last few transactions and be moving on. Would not recommend to anyone.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).