NCUA Insured
Member-Owned
1 charter
Established in 1950
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Richmond, VA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1950
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Richmond and serves members in the VA area. Currently serving 15,659 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
8.92%Used Auto Loan
8.92%Personal Loan
12.55%Credit Card APR
8.49%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).
Mclean, VA
Mclean, VA
Bristol, VA
Newport News, VA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.3
40 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsBrian Bowman
3 months ago
After ten years of faithful payment send in a lump sum end payment to get title they add on more interest. Dont ever do any business here. I will not. Ever.
numero uno
a year ago
Connects fcu has the best interest rates you are going to find. The online banking is excellent. The credit card rate is awesome. Loan rates on autos are the best any bank has to offer. The stores hours are better than most. Almost everything thing about this bank is fantastic. Until.... The minute you need to deal with an actual live human being. That's when things go rapidly down hill. That car loan might be great and you can get approval within days but when it comes to the actual paperwork getting pushed through expect it to take weeks (I'm not exaggerating). Debit card is worn out and can't be read by a kiosk? Haha tough cookie. If you need a bank with great rates that you can set and forget this could be the bank for you. If you think you might need any kind of customer service or human interaction in any way this bank is horrible .
Josh Wenger
a year ago
CONNECTS SUCKS!!!! Sure, they start off sounding pretty good, but if you ever have an issue (and you will) good luck getting someone on the phone. There was an unauthorized use on my card, I have called in to them repeatedly over the last 5 months only to have every single phone call ignored... Finally (after 5 months of leaving messages) got ahold of Rosemary who basically said "Tough"... Not my first problem, not the first time I couldn't get ahold of anyone and NOT the 1st time they refused to help... if you're looking for a small bank, there are plenty around here that actually care about their customers. I suggest Village Bank or Chesapeake bank. AVOID CONNECTS AT ALL COSTS!!! 🤬
Jordan
a year ago
I had a great experience here last week, as a shared branch member, getting bankers checks. Jennifer and the Boss Lady with Amazing Glasses were so quick, helpful, and kind. Thanks so much, y’all!
Zach Atkinson
2 years ago
Don't Expect to get anyone on the phone, This is my first car loan with connects, And will Likely be my last. I'm even considering refinancing for a higher rate with another bank because I know I will be able to get someone on the phone if i need something. They need to work on their phone system, I'm sure I'm not the only customer they will be losing do to this.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(804) 756-5000Website
Visit WebsiteMembers
15,659
Total Assets
$103.0M
Year Opened
1950
Net Worth
Undercapitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile