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Freedom First

5240 Valleypark Dr, Roanoke, VA 24019
NCUA Insured3.6 (36 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

5240 Valleypark Dr

Roanoke, VA 24019

Service Area

This credit union is located in Roanoke and serves members in the VA area. Currently serving 62,952 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.91%

Used Auto Loan

8.15%

Personal Loan

12.38%

Credit Card APR

10.20%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(16 total)

Member Reviews

3.6

36 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Donald Layton

Donald Layton

11 months ago

Worst credit union on earth. I am sitting in my car, can't get gas because my account is locked down. Dicks Sporting Goods was flagged locking my account down. I can't buy a fishing pole at the mall. I have missed flights, trying to get an Uber too early also locking my account down. No after hours support, so 10am the next day is your only option. Missed trips, pissed off job, stranded and on hold for an hour 4 or 5 times a month. Stay away from this business.

Joseph Carter

Joseph Carter

9 months ago

Over six years using this credit union and have never received replacement cards via mail prior to complete expiration. "The best they can do is have one delivered to one of their branches after the previous card has already expired" Completely incapable of either fixing this problem or working with me to obtain alternative methods of delivery to my person.

WANDA Clasbey

WANDA Clasbey

11 months ago

Chelita at the Freedom First Towers location helped me today. She went above and beyond with my situation and questions I needed answered. She was very friendly, knowledgable, caring, and an all around excellent employee. Freedom First is lucky to have her on their payroll!

Candice Jones

Candice Jones

11 months ago

Chelita was amazing . I had an issue with my debit card and she handled it so well and quickly . She explained the mistake that was made and how she was going to solve it . She handled my problem efficiently with great care. Chelita explained my options and was understanding to my needs. This freedom first is across town from me but I think after this experience I will be using this one more. Thank you Chelita , keep up the good work 👍

Robin Lowery

Robin Lowery

11 months ago

Chelita, towers branch, was great at helping me with my Mother’s accounts since she recently passed away. Chelita has excellent customer service, is very efficient, knowledgeable, supportive, and understanding. Thank you so much for everything you do!!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).