NCUA Insured
Member-Owned
1 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Salem, VA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Salem and serves members in the VA area. Currently serving 4,718 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.28%Used Auto Loan
7.58%Personal Loan
11.48%Credit Card APR
11.75%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).
Mclean, VA
Mclean, VA
Bristol, VA
Newport News, VA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.1
15 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsSherrie Faries
a year ago
I'm about sick of not being able to go on to my account. I have numerous accounts, and this is the worse one yet for being locked out. There is no help to assist me after hours and I work M - F. I am beyond frustrated with Kemba's sorry service. I need to pay my bills and there is no way to see what is in my account. When I go online you block me with my security question answers that I have written down. If you call the phone just rings with no answer. Your customer service is well below the negative side of life. Someone needs to do better to assist the members. This is very poor customer service to say the least!
Mark Kendrick
6 months ago
been a member for 40 years at least and always treated with kindness and respect
C Key
4 years ago
I became a member when my job changed and this was the only way to get direct deposit. I have never set foot in the main branch in Salem, VA but have been to Lynchburg. I've only ever had phone or mail contact with Salem but they are the most wonderful, helpful people! Very accommodating. I've had at least 2 loans with them and a credit card, checking and savings. They do just about any banking service. When I've had issues with tech support I just call and they walk me through it. If you have an opportunity to join, you will not regret it,
Catherine Brown
a year ago
I have been a member since 1980 have never had a problem. Great group of people there always so nice and helpful.
Jay McAllister
11 years ago
Great banking services. Got my loan for my car with them, but for some reason I can't get to the website to do my online business with them. I get a "redirect loop" None of the links work, even if I type it in the address bar.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(540) 387-5267Website
Visit WebsiteMembers
4,718
Total Assets
$75.7M
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile