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Kemba Roanoke

2812 W MAIN ST, Salem, VA 24153
NCUA Insured4.1 (15 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2812 W MAIN ST

Salem, VA 24153

Service Area

This credit union is located in Salem and serves members in the VA area. Currently serving 4,718 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.28%

Used Auto Loan

7.58%

Personal Loan

11.48%

Credit Card APR

11.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Sherrie Faries

Sherrie Faries

a year ago

I'm about sick of not being able to go on to my account. I have numerous accounts, and this is the worse one yet for being locked out. There is no help to assist me after hours and I work M - F. I am beyond frustrated with Kemba's sorry service. I need to pay my bills and there is no way to see what is in my account. When I go online you block me with my security question answers that I have written down. If you call the phone just rings with no answer. Your customer service is well below the negative side of life. Someone needs to do better to assist the members. This is very poor customer service to say the least!

Mark Kendrick

Mark Kendrick

6 months ago

been a member for 40 years at least and always treated with kindness and respect

C Key

C Key

4 years ago

I became a member when my job changed and this was the only way to get direct deposit. I have never set foot in the main branch in Salem, VA but have been to Lynchburg. I've only ever had phone or mail contact with Salem but they are the most wonderful, helpful people! Very accommodating. I've had at least 2 loans with them and a credit card, checking and savings. They do just about any banking service. When I've had issues with tech support I just call and they walk me through it. If you have an opportunity to join, you will not regret it,

Catherine Brown

Catherine Brown

a year ago

I have been a member since 1980 have never had a problem. Great group of people there always so nice and helpful.

Jay McAllister

Jay McAllister

11 years ago

Great banking services. Got my loan for my car with them, but for some reason I can't get to the website to do my online business with them. I get a "redirect loop" None of the links work, even if I type it in the address bar.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).