Beach Municipal

4164 Virginia Beach Blvd, Virginia Beach, VA 23452

NCUA Insured3.4 (35 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1970

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Virginia Beach, VA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1970

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

4164 Virginia Beach Blvd

Virginia Beach, VA 23452

Google Maps 🗺Waze

(757) 333-7787

Service Area

This credit union is located in Virginia Beach and serves members in the VA area. Currently serving 9,009 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.74%

Used Auto Loan

4.74%

Personal Loan

10.95%

Credit Card APR

12.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in VA

Lowest rates currently reported by credit unions in VA (NCUA Q4 2025).

Pentagon— New Auto Loan

Mclean, VA

1.99%

Pentagon— Used Auto Loan

Mclean, VA

2.59%

Suncomp Employees— Personal Loan

Bristol, VA

4.92%

Newport News Mun. Emp Credit Union— Credit Card APR

Newport News, VA

7.49%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.4

35 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Amber Williams

6 months ago

So… I’ve noticed 3 fraudulent transactions regarding my account and each transaction was $100. So $300 got stolen from me. I’m in Va beach and the theirs used my Kroger account in Ohio. When I contacted the bank , the bank at first was helping. Then they saw an October fraudulent activity and now doesn’t want to help me and is saying I should have saw it in October so they’re not refunding me my money. They said I opened the online account at least 50 times and since I didn’t catch the first $100 I’m now responsible for the other $200. WORST BANK EVER!!! Never in my life would I thought I’d be blamed for someone else stealing my money. What kind of bank is this. No wonder is a 3 star bank! I should have read the reviews PRIOR to switching to this bank smh.

Courtney Owen

8 months ago

I’ve been banking with this credit union for YEARS. Today, I called about a $105 refund that I am expecting from a company that I believe scammed me. BMFCU told me there was NOTHING they could do because “you approved the purchase.” Any other credit union (i’ve personally experienced this at Navy Federal) would refund the money and file a dispute with the company, but nooooo, not BMFCU, it’s the consumer’s fault. I’m sorry, but I have been banking with y’all for YEARS and this is the treatment I receive over $105? when I put thousands of dollars into your “bank” each year… I cannot believe it. I will be taking my business elsewhere.

t zanaque

8 months ago

We love the Virginia Beach Blvd branch. Staff are kind and helpful. We feel comfortable and welcome every time we visit this branch. Special mention to Ms. Audrey R. , she is so wonderful and very efficient with her job. Thank you for all that you do. We appreciate you.

Chris Hill

9 months ago

Been a member with this bank for over 20 years. This bank operates 30 years in the past. No tap, debit or credit cards. I was told last year they were coming and here I am still waiting with no projected time line. Also no direct card replacement have to wait 2 weeks for them to ship you a new card by snail mail. Was told direct replacement was coming but again they can’t provide a time line. I’ve finally have had enough and am switching banks.