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Advantage Financial

PO Box 50480, Washington, DC 20091
NCUA Insured4.1 (14 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 50480

Washington, DC 20091

Service Area

This credit union is located in Washington and serves members in the DC area. Currently serving 9,066 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 ยท NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

5.49%

Personal Loan

11.49%

Credit Card APR

10.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union โ€” not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in DC

Lowest rates currently reported by credit unions in DC (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.1

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Linda Williams

Linda Williams

a year ago

When I first became a member, I thought they were great. My only issue initially was their location and parking. Recently, I had an issue with some fraud on my account. I have had them reach out for transactions they suspected as fraud and I was happy about that. I felt that they were definitely on their job. This time, there was $700+ in fraudulent transactions and it was never caught. I logged in to pay a bill and saw the transactions - 4 in total. I reached out to them. They immediately deactivated my card and contacted me about a new one and told me I would receive a credit while the investigation took place. I saw the credit immediately and then it was GONE!! I reached out via message with no response so I will be calling them. I don't want to close out that account, but the lack of concern over my finances makes me unhappy and this fraud makes me short taking care of things I need to. This is not at all acceptable. I know banks rip you off which is why I opened this account. I am not sure which is worse - having your needs ignored or being ripped off.

Doris โ€œMomma Dโ€ Dixon

Doris โ€œMomma Dโ€ Dixon

6 years ago

I've never had any problems. When I visit, theres no lines. I'm in and out. They have excellent customer service skills, people who gets your needs taken care of. All the staff is great. I will always be a member. The location is very convenient. I enjoy myself when I come to take care of my business. Always leaving with a SMILE. Keep up the good work. Sincerely, Miss D Dixon ๐Ÿ˜๐Ÿ˜๐Ÿ˜

Walter K.

Walter K.

7 years ago

Your branch managers lie to people. I have had problems since day one when I opened my account 5 months ago with check deposit fund availability. I have had state government checks initially held for 14 business days because of a new account hold, regular checks held after 30 days of being open because of a new account hold (how is it still a new account), regular checks held for 5 days, regular checks made available the next business day, and so on. There is no consistency, and all of the above violate your own terms and conditions in your disclosures. The worst lie was the last one in mid-September 2018, where your executive relation person promised me the manager reduced an improper 14-day hold to 5-day hold, but never did it. And when I went to try to close my account, I was told I could not just because of this improper hold. I can tell you I will never use your services ever again. You are worse than a bank. Oh, and one more thing - why do you have an automatic 14-day hold on everything check deposit wise in your system. This is absolutely ludicrous and should be on a case-by-case basis. I think a small check ($50) is okay to have a 5 business day hold for US banks, but $2000 checks may need more scrutiny. Same for the system in processing government checks (or your inept tellers not putting it in correctly). But I guess only blanket policies apply here. Perhaps this might get your attention to fix the problems, but I doubt it. People, stay away from this place!

Jonathan Diaz

Jonathan Diaz

2 years ago

Dealt with the woman and man in the early morning hours , Iโ€™ve Never had issues and my transactions always been really quick .๐Ÿ‘Œ๐Ÿ‘Œ The only downside is that it closes early and closed on Saturday and Sunday

wtmonson

wtmonson

2 years ago

Terrible online account features, several instances of their employees not posting payments to loan account and trying to charge double plus penalties, exceedingly poor customer service via phone and few to no convenient locations in DC. Makes choosing a big international bank with appropriate infrastructure and services preferable.

Contact Tips

Best Time to Call

Weekdays 9amโ€“4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • โ€ข Current loan rates & terms
  • โ€ข Membership eligibility requirements
  • โ€ข Minimum deposit to open an account
  • โ€ข Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).