NCUA Insured
Member-Owned
1 charter
Established in 1952
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1952
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Washington and serves members in the DC area. Currently serving 5,431 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.00%Used Auto Loan
9.50%Personal Loan
10.76%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in DC (NCUA Q4 2025).
Washington, DC
Washington, DC
Washington, DC
Washington, DC
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
2.7
24 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsCindy Hunnell
3 weeks ago
It is unfortunate to have to write a negative review because I support all things union; however, within the last two(ish) years (2024 to 2026), the AFL-CIO EFCU has had the WORST customer service a financial institution can have. I have tried to be so very patient. The moment you need assistance with your debit card, checking account, and/or savings accounts, just forget it. It is painstakingly awful to get issues resolved. The technology is so beyond outdated. Would strongly encourage exploring other credit union options. Over the years, I have used the lending services without much issue.
Michelle Hatton
5 months ago
Great rates but the customer service is awful. The only reason I keep my account open is because I have no choice but to save money because even the most basic transactions are too dfficult to perform due to their antiquated systems.
Michawn Blakeney
11 months ago
This has to be the worst credit union in the history of credit unions. It has been severely understaffed and customer service is terrible. Basic transactions are not easy to accomplish, the ATM is always down, and staff is only helpful when you are getting a new loan. Myself and several of my co-workers have moved most of our money elsewhere-especially for day to day needs. Unless you need a loan and they are offering the best rate. STAY AWAY! Save yourself the headache.
Sgt Okie
9 months ago
I am an AFL-CIO credit union member and these little signs in the window are quite disturbing to a good portion of Credit Union members. I’m sure if I were to display a Republican sign, I would be warned to take it down.
Charles Dennis
6 months ago
The technology is outdated. Especially when it comes to fraud protection. I went through four ATM cards in less than a two-year time frame. It seems as if the credit union doesn't have fraud protection to stop fraudulent activity from occurring. When I mentioned the issue to Chet Connor was told I could drive 15 miles to a Co-Op bank to withdraw funds and do it every day if needed. This level of unprofessionalism is undaunted and beyond insensitive. I haven't even mentioned the sometimes unresponsive or rude bank tellers. Avoid this credit union at all cost.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(301) 683-2800Website
Visit WebsiteMembers
5,431
Total Assets
$48.9M
Year Opened
1952
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile