Ep

P.O. Box 23393, Washington, DC 20026

NCUA Insured3.8 (11 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Washington, DC may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1935

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. Box 23393

Washington, DC 20026

Google Maps 🗺Waze

(202) 318-1991

Service Area

This credit union is located in Washington and serves members in the DC area. Currently serving 4,156 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.05%

Used Auto Loan

7.52%

Personal Loan

12.87%

Credit Card APR

12.24%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in DC

Lowest rates currently reported by credit unions in DC (NCUA Q4 2025).

Idb Global— New Auto Loan

Washington, DC

3.75%

Gsa— Used Auto Loan

Washington, DC

3.84%

Pmi Employees— Personal Loan

Washington, DC

7.00%

Hud— Credit Card APR

Washington, DC

6.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.8

11 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Gashiya Barnes

8 years ago

I have been a member of EPFCU for over 10 years. I am in good standing with the credit union- no NSF fees or returned checks. Recently the branch manager, Tia, decided to revoke my debit card privileges. I called several times to ALL LOCATIONS to contact her. For over a week I was told "she's not available and there's nothing we can do to help you." How horrible! I couldn't be more upset. I pay all of my bills via this account. I even had to drive 15 miles out of my way to go to one of the location just to withdraw cash. While there, I requested a new card. Because I never received the card, I contacted the main office where Tia informed me that she would consider giving me back my card privileges with good behavior. I didn't argue with her. I simply replied, "ok". Not liking a person does not give her the right to abuse or mis-use her "authority".