Phi Beta Sigma

145 Kennedy St. N. W, Washington, DC 20011

NCUA Insured5.0 (10 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1986

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1986

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgages

Location & Directions

Address

145 Kennedy St. N. W

Washington, DC 20011

Google Maps 🗺Waze

(202) 726-2285

Service Area

This credit union is located in Washington and serves members in the DC area. Currently serving 1,900 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.00%

Used Auto Loan

10.00%

Personal Loan

14.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in DC

Lowest rates currently reported by credit unions in DC (NCUA Q4 2025).

Idb Global— New Auto Loan

Washington, DC

3.75%

Gsa— Used Auto Loan

Washington, DC

3.84%

Pmi Employees— Personal Loan

Washington, DC

7.00%

Hud— Credit Card APR

Washington, DC

6.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

5.0

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Michelle Johnson

3 months ago

I was very thankful and appreciative of working with Bro. Merrick Green today regarding my account transfers. He was wonderful and magnificent. He was professional and courteous to me doing this time. I appreciate his time and attention to this matter.

James Stradford

2 weeks ago

The PBS credit union was very helpful and responsive. All of my issues were resolved within a matter of hours. Thank you.

Mose Dorsey

a month ago

Excellent customer service. Request was responded to in a very professional and prompt manner.

Brandy Harrell

a month ago

Phi Beta Sigma Credit Union provided wonderful customer service. I really appreciate how responsive they were in helping me get back into my account. They called me back promptly and assisted me tremendously throughout the process. I’m grateful for the support and excited to start saving with this account. Thank you for such a great experience!