Puget Sound Cooperative

11201 SE 8th St, Suite 208, Bellevue, WA 98004

NCUA Insured4.5 (106 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Bellevue, WA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesCredit Cards

Location & Directions

Address

11201 SE 8th St, Suite 208

Bellevue, WA 98004

Google Maps 🗺Waze

(425) 283-5151

Service Area

This credit union is located in Bellevue and serves members in the WA area. Currently serving 17,240 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.74%

Used Auto Loan

6.99%

Personal Loan

12.74%

Credit Card APR

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Sno Falls— New Auto Loan

North Bend, WA

2.74%

Lower Columbia Longshoremen— Used Auto Loan

Longview, WA

3.99%

Numerica— Personal Loan

Spokane Valley, WA

5.21%

Cheney— Credit Card APR

Cheney, WA

7.25%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.5

106 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Ruby

4 months ago

TERRIBLE customer service. Had a horrendous experience with a teller, but I wanted to give them a chance to address it and move forward. Called and spoke to the "branch manager" who proceeded to gaslight and diminish what had happened. The worst part was, instead of offering one of the solutions I suggested, she tried to change the subject and extract random financial DATA from me instead of answering my questions. Literally answering questions with questions trying to dodge them. Exactly like talking to a robot! Why hire these people when chatgpt could do a better job? She also told me "Well I think ALL of our team members are wonderful to work with." I took precious time out of my day to give PSCC the chance to address this appropriately, but they failed at that, too. All of the branches need a complete management overhaul. Absolutely ridiculous and honestly kind of abusive way to treat people. I fear for their families if they treat them the same way!

Terri

5 months ago

We were referred to PSCCU by our HVAC installer. The loan approval process for us with PSCCU was quick and efficient. Not a drawn out process with tons of paperwork. The loan officer we worked with was pleasant and very responsive to any questions we had. Navigating the new loan account is also very easy and we are ready to go!

Marilyn Campbell

5 months ago

PSCCU on Vashon is a friendly, customer-centered place. They have shown endless patience with my issues as a person without much experience in financial processes, and they are always courteous. Grateful to have them.

Josh B

7 months ago

The folks at PSCCU provided the best rate I could find for a Solar Loan and were flexible with the length of the loan. Furthermore, they were wonderful to work with - they were friendly, kind, and courteous, and they went above and beyond to answer all of my questions. Thank you!

Annie McClure

a year ago

Nowhere in Oregon could I find a lender for my solar project. Thank God for PSCCU with whom I have my energy loan. Because I was able to secure my loan with PSCCU, I was able to take advantage of the OR state and federal energy credits and the cost of my system went from $50K to $21K. WOW!!! Thank you PSCCU. Your bank and staff are awesome! It cut my bills down to 40% (and it's not even Summer, yet)! So happy!