Back to Bellingham credit unions

Industrial Cu of Whatcom County

PO Box 1767, Bellingham, WA 98227
NCUA Insured4.5 (138 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1941

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 1767

Bellingham, WA 98227

Service Area

This credit union is located in Bellingham and serves members in the WA area. Currently serving 33,218 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

4.99%

Personal Loan

10.00%

Credit Card APR

13.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.5

138 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Patty Claus

Patty Claus

4 months ago

Everyone has been very helpful at ICU. Especially Shawn and Adam. Adam helped me yesterday and made everything remarkably easy. He is definitely an asset to your company and I hope he will be able to move up into a research type capacity. I find him very proficient. He is also very good with the public. Very amiable and helpful with a smile on his face. Shawn knows his stuff.

Leiann Jefferson

Leiann Jefferson

3 months ago

So far, I’ve had tremendously wonderful experiences with every agent. Today, Jen stood out, she resolved my issue on the call, not only saving me valuable time but giving hope that even when sudden life happens there are always procedures set in place to help. She showed genuine empathy and truly listened to my concerns. She helped create a solid plan to keep me in good shape but you can definitely hear her dedication to the customer satisfaction and her professionalism. She was everything you would want and need from a representative. Patient, Calm, Knowledgeable, Polite and again Professional. We appreciate you Jen!

Jake Nicolaas

Jake Nicolaas

4 months ago

Since I left WECU and started using ICU ive had nothing but success. Greated greatly, treated better with ICU then most other banks or credit union's. Flor who recent help assist with a loan was very explanatory with all details and such. Thank you for all your hard work and knowledge!

Robbie Hochreiter

Robbie Hochreiter

4 months ago

I have been a member since 1998. I went to them to ask for a loan to pay for a 2 week job orientation in Olympia. I didn't have the right clothes or money to pay for a hotel. They gave me a $2000 loan with a low interest rate just by proving I had been hired. Always helpful, always friendly. Way better than any bank!

Taya Brown

Taya Brown

6 months ago

I switched to ICU about 20 years ago, from a big name bank I was having issues with. I’ve loved working with ICU all 20 years. Their products and services make sense and I can always talk to a human being in one phone call, unlike other institutions which are becoming more and more automated and AI driven. I hope ICU keeps having human beings answer the phone forever, regardless of the “advancements” others are implementing. Their staff are helpful and knowledgeable and personable and we get a lot more done in a phone call than I can hunting around on some website or navigating an automated system that never seems to address my issue. I recently switched my mother’s banking all to ICU as well, for these reason, and would (and do!) recommend them to anyone and everyone.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).