Westedge

2501 JAMES STREET, Bellingham, WA 98225

NCUA Insured4.5 (56 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Bellingham, WA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1952

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2501 JAMES STREET

Bellingham, WA 98225

Google Maps 🗺Waze

(360) 734-5790

Service Area

This credit union is located in Bellingham and serves members in the WA area. Currently serving 4,113 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.53%

Used Auto Loan

7.19%

Personal Loan

12.20%

Credit Card APR

9.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Sno Falls— New Auto Loan

North Bend, WA

2.74%

Lower Columbia Longshoremen— Used Auto Loan

Longview, WA

3.99%

Numerica— Personal Loan

Spokane Valley, WA

5.21%

Cheney— Credit Card APR

Cheney, WA

7.25%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.5

56 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Bknight22

3 months ago

I went in seeing if I was able to get a car loan. I had the most caring and awesome loan officer named Miriam, not only did she work hard to get numbers that worked for me but she was extremely pleasant and made the whole thing stress free.

George Mercier

7 months ago

All the employees are friendly, helpful and knowledgeable. I just had a wonderful experience with Kassidy. I would recommend this credit union to everyone I meet!

John M

3 months ago

Miriam is great to work with and WestEdge is a great option for vehicle loans! Always been treated great and super easy for re-fi or new loans!

Cari Collins

a year ago

Been banking with WestEdge CU for years and have always received great service. I like to do most of my transactions in person. Fast and friendly service, one on one interactions (not just a number) with a comfortable, happy feel. The staff are knowledgeable and kind, and truly care about their customers. My most recent transaction was with Bryce - who was very helpful, professional and kind. Always a great experience banking with WestEdge CU. Thank you!