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Qualstar

PO BOX 3050, Bothell, WA 98041
NCUA Insured4.0 (48 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 3050

Bothell, WA 98041

Service Area

This credit union is located in Bothell and serves members in the WA area. Currently serving 62,368 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.71%

Used Auto Loan

8.32%

Personal Loan

16.23%

Credit Card APR

15.18%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.0

48 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jesse Littlefox

Jesse Littlefox

2 weeks ago

I can’t say enough good things about my experience with Rachel at Qualstar Credit Union. She went above and beyond with her customer service—professional, friendly, and extremely timely in every interaction. She made sure everything was taken care of efficiently and made me feel like a valued member the entire time. Truly exceptional service!

brandon robinson

brandon robinson

9 months ago

Alicia Sears of the everett branch was extremely helpful, polite, and thorough! Ive been trying to reconcile some inconsistencies and have corrections made to incorrect reporting of vehicle and credit card payments. She took the time to resolve these issues with grace and smiles! Thank you so much Alicia you rock!

SweetScotty T

SweetScotty T

10 months ago

They shut down their businesses department a couple years ago and outsourced many of their duties overseas to an unacceptably slow and incompetent company. they cant do simple tasks themselves so everything takes twice as long. They failed to notify me when they forced place auto insurance i already had. that was 9k added to my vehicle loan and doubled my payment without telling me. then they deducted from my checking account to cover the payment. it took them about 3 weeks to help me. They are not a community business any more.

Angie Dalton

Angie Dalton

11 months ago

My husband and I were offered to refinance our car several months ago. He’s had to going in there, taking time off work, multiple times to sign papers that apparently they didn’t do correctly. Then they made us schedule an appointment and we both had to go in there to sign everything a second time. We showed up at the time of the appointment and the guy who had any clue what was going on wasn’t even there, and they had some lady attempting to help us, but she didn’t seem to even have a clue what she was doing or what she was having us sign. After that was said and done I specifically asked if this was finally everything because we can’t continue to miss work to go back anymore, so I wanted it wrapped up this time. She assured us that this was everything and that it should be done in a week. A month later we get something in the mail (now we are literally 2 months in) and they expect us to go back. My husband want back in and wasnt even able to speak to someone who might have a clue, but was made to leave the signed papers with a teller and told for a third time that it would be done in a week. At this point I have zero confidence in their ability to get it completed. It doesn’t seem like anyone knows what’s going on, or if they do, they can’t be bothered to explain to us why we are continuing to have to sign more and more, 2 months after we were originally told it would take a week. We regret doing any of it and wished we had just stuck with the original bank who we signed the loan with 1 time and they actually got it done. Super frustrating and disappointing.

Theresa McLemore

Theresa McLemore

5 months ago

Excellent customer service ALWAYS! In person and the call center is excellent as well. They do go ABOVE and beyond for their customers.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).