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America'S Credit Union, a

P.O. Box 5060, Dupont, WA 98327
NCUA Insured4.6 (88 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. Box 5060

Dupont, WA 98327

Service Area

This credit union is located in Dupont and serves members in the WA area. Currently serving 28,836 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.74%

Used Auto Loan

5.24%

Personal Loan

9.48%

Credit Card APR

10.04%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(12 total)

Member Reviews

4.6

88 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jordan B

Jordan B

3 months ago

This institution has been extremely easy to deal with. I had a technical concern that related to my auto loan and Kelsey in the contact center helped my wife and I out. Usually when there’s an issue/concern, the help over the phone takes the path of least resistance and doesn’t necessarily help. She not only did what she said she’d do but she responded right away via call and multiple quick responses through email. When all credit unions provide the same services and they’re all “good,” Kelsey’s service is what makes a business standout from the competition. Thanks again for helping with our small concern as if it were a big one 👍🏽

Dillion

Dillion

6 months ago

My Dad is a member there and he got off with the phone with ACU. He has fallen on some hard times but is slowly catching up with his debts. The point is. He just got off the phone with a guy named Zach and he has never left a phone call this not-angry before. The guy was helpful and knowledgeable. He sounded like he really cared. If I still lived in WA, I would bank here just cuz of that interaction alone. Great service.

goryburk

goryburk

8 months ago

I have been a member of ACU for years. I moved out of Washington state but kept banking there. There are no Branches in New Mexico. I went to use a nearby no fee ATM and my card was declined. I went inside and tried there, declined again. I called ACU. I called the institution where the ATM was located and they were unavailable to determine why my card wouldn't work. I called ACU and asked if they would work on the situation. They are unwilling to even try to resolve the problem.

Jeffery Shull

Jeffery Shull

9 months ago

I had the best experience with Shelby and Taylor. They both were very helpful and very professional. Everything went great. You guys are awesome. I love America’s Credit Union keep up the good work.

Abigail Launiuvao

Abigail Launiuvao

11 months ago

I applied for a debt consolidation loan and April was amazing to work with through the entire process! She answered all my questions and was very informative about the loan details & she reached out on her day off to ensure my loan process was still moving forward. She made sure we had everything submitted to help our loan process. Very thankful we were able to work with her! (:

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).