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White River

PO Box 35, Enumclaw, WA 98022
NCUA Insured3.8 (30 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 35

Enumclaw, WA 98022

Service Area

This credit union is located in Enumclaw and serves members in the WA area. Currently serving 8,404 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

6.80%

Personal Loan

14.00%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.8

30 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
tow ward

tow ward

6 months ago

They found the one star review and called and wanted it take it down. As stated they are manipulative toward the elderly and if you speak out they will harass you. longtime enumclaw resident please go to a different bank in town instead.

Abe Kellogg

Abe Kellogg

4 months ago

I have had only good experiences. Short lines. Friendly staff.

jacob

jacob

a year ago

Thought it was going to be a good bank for me. That turned out to be a BIG MISTAKE. for over 2 months i noticed i was losing out on more money than i have been spending. I keep my receipts and check my balance frequently. Then i noticed that the bank was taking the money i had transferred to checking from savings had been moved back with out my permission and they charged me and overdraft transfer fee. They did this to me for a total of 2 months before I left and had taken over $100 in Overdraft transfer fees and i when i tried to explain it to the two female clerks helping me they said "We don't transfer money between accounts only you can do that" then tell me WTH is my money transferred back?. "Oh we don't do that, that's not us". 8 times i had to transfer the money back from savings to checking and it would not show when the money got transferred back from checking to savings but it showed me transferring the money everytime from savings to checking. I feel like they are trying to make a quick buck off any unsuspecting members. Be sure to check your accounts and I'd advise finding a new bank before they start doing it to you.

Becky Bingham

Becky Bingham

3 years ago

Last summer, our family decided to move our personal and multiple business accounts over to White River Credit Union in the hopes that we would receive more personal and respectful service. We have been absolutely delighted with our experience and would like to mention two employees in particular who made the experience exceptional. Kat was our initial contact who helped us open our accounts and spent a significant amount of an afternoon ensuring that all the accounts were properly set up, cards made, and temporary checks printed. She was a delight to chat with throughout the time we were there and very experienced with the process. We felt seen and heard and were delighted with the fact that we could get to know directly the individuals at the office should we need assistance at a later date. Emily helped a few months later as we consolidated our loans. She thought through our particular situation and offered us opportunities that we had not previously considered. She worked with others at the office to give us the best rate and amount so that we could maximize our financial next steps. We so appreciated the warm and respectful interactions with these two ladies and the employees who answered the phone when we had questions specific to White River’s software system. We are delighted with our decision to move to White River Credit Union and look forward to being members for years to come.

Andrew Gaddy

Andrew Gaddy

2 years ago

Attention to new comers, They are indeed a credit union, so in this aspect it is superior to being at a standard bank. However.. as the years have gone on, service seems to be lacking. W.r.c.u doesn't seem to have any aspirations of expanding. Which is fine I suppose, if the small town bank thing is what you want. Downsides: they do not "share branch" which is a state wide community of credit unions if you aren't aware, most credit unions do, so you can deposit money from credit unions in the community. If you work during banking hours, this can be very inconvenient. I am a local contractor so I mobile deposit checks often for material purchases and what not. It used to only take 15 to 20 minutes to have available funds but has been increasing steadily over the years. Now today it's been almost 5 hours and still no confirmation of deposit. I work all over the state so making it back to enumclaw to deposit a check for material money is unethical. I'm not feeling the "working for the people" aspect anymore and feel it's time to move on. I just want to give warning to those thinking of starting an account here.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).