Granco

PO Box 127, Ephrata, WA 98823

NCUA Insured4.1 (25 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO Box 127

Ephrata, WA 98823

Google Maps 🗺Waze

(509) 754-5233

Service Area

This credit union is located in Ephrata and serves members in the WA area. Currently serving 5,039 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.40%

Used Auto Loan

7.31%

Personal Loan

14.42%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Sno Falls— New Auto Loan

North Bend, WA

2.74%

Lower Columbia Longshoremen— Used Auto Loan

Longview, WA

3.99%

Numerica— Personal Loan

Spokane Valley, WA

5.21%

Cheney— Credit Card APR

Cheney, WA

7.25%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

25 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

richard bittle

3 months ago

These people are fantastic, always quick with a smile and you are recognized and greeted as soon as you walk in the door Truly a great place to do business!!!

Megan Guerrero

7 months ago

Jennifer and Paige are literally the best!! Great service as always.

Micah Ohl

2 years ago

I had a few minor issues with my account this week. I had the good fortune to chat with Dianne and Austin. They were both very very helpful and accommodating. They provided me with phenomenal service and a quick resolution. I’m very impressed with the team and hard work. Thank you both for all of your help. Very much appreciated

Yojimbeaux

2 years ago

There's a sign on the door when you walk in that notes this FCU is a Shared Banking location. It is not. You can deposit cash in their ATM. Do not expect to go here and deposit cash into your account at another FCU, like the phrase "Shared Banking Location" would imply. I can deposit cash into an ATM here. I didn't need to drive a 140 mile round trip for that. They get a 2nd start for being at least friendly about it.

judith cline

3 years ago

They are there quick so helpful and friendly. They treat you not only a member or a customer but like a family member listen to your personal life or problem like a family. They are awesome 5 stars