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Mill Town

3102 BROADWAY, Everett, WA 98201
NCUA Insured4.3 (15 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

3102 BROADWAY

Everett, WA 98201

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(425) 252-5139

Service Area

This credit union is located in Everett and serves members in the WA area. Currently serving 3,563 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

5.75%

Personal Loan

12.00%

Credit Card APR

9.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Sno Falls— New Auto Loan

North Bend, WA

2.74%
Lower Columbia Longshoremen— Used Auto Loan

Longview, WA

3.99%
Numerica— Personal Loan

Spokane Valley, WA

5.21%
Cheney— Credit Card APR

Cheney, WA

7.25%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.3

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kent McKinney

Kent McKinney

7 months ago

The absolute worst credit union to do business with. Only ONE location they MAKE you come to for small things. EXTREMELY Low-tech, rude employees, with HORRIBLE service. They’ll add on payments to your loan predatorily. DO NOT GET A LOAN WITH THEM even if it is the lowest rate! Terrible credit union

chocolate101

chocolate101

2 months ago

I have been banking here for over 35 years. They have helped me out through all my good times and bad times. They never hesitate to spend the extra time it takes to solve a problem or even just make life easier for me, and I know I have been difficult before. thank you Milltown Credit Union

Dena Cave

Dena Cave

a year ago

So pleased and happy to be a customer of this credit union! Me and my husband consistently receive high quality or I should say above average customer service. The tellers are so friendly and treat you like family. They go above and beyond service and my expectations.

Kelsey Powell

Kelsey Powell

8 years ago

For most of the 3 years I had an auto loan with Mill Town they were great. However when I decided to upgrade my vehicle things went south. I called Mill Town as we’re were test driving a vehicle to find out the pay off amount of our current loan. Spoke to a really nice lady and was told the amount and our daily interest rate. Excellent! Or so I thought. Called again after we purchased the vehicle to find out if the loan was closed yet. It hadn’t, understandable it had been 2 days since we purchased the car. I asked to confirm the payoff amount and was told a different and much higher amount than what I had been told 3 days ago. The teller was nice and assured me the dealer would call and confirm the payoff and it would all be handled. The following Monday I get a call from the dealership that Mill Town is now telling them the check they sent was $150 short! Absolutely unacceptable!

Roman Polyakov

Roman Polyakov

2 years ago

Worked with Fiona, to set up auto pay on my new car. She did a fantastic job. Very attentive, helpful and even checked in with me to help me with the process. Thanks for going above and beyond.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).