NCUA Insured
Member-Owned
2 charter
Established in 1938
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Olympia, WA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1938
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Olympia and serves members in the WA area. Currently serving 266,655 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
3.49%Used Auto Loan
6.99%Personal Loan
16.00%Credit Card APR
12.75%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).
North Bend, WA
Longview, WA
Spokane Valley, WA
Cheney, WA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.1
52 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsNiki Cochran
7 months ago
Terrible 10 out of 10 do not recommend for loans. Started with twin star just as bad. The app is a pain to navigate. Customer service was terrible. Finally set up my auto only for them to pull 10 days before the date I set up. This is the worst bank I've ever dealt with.
Jim Wall
11 months ago
My elderly mother has had an account with twinstar since 2008. After I moved her to Florida she kept her account. She sold her car to a kia dealership and they overnighted a bank check to her. When we tried to figure out where to deposit it, the person who answered informed us that twinstar doesn't do shared banking any longer and we would either have to mail the check or use an atm from a list she gave us. She told us to use the atm & then call on Wednesday (1 wk) and ask for the hold to be lifted. Today (Thursday 1 wk+1 day) John gave excuses why it couldn't be lifted until next Tuesday. We could have mailed the check and it would have worked out better. Why oh why did you get rid of shared banking? In this age of instant information it doesn't make sense.
Wendy Sorrell
8 months ago
This has been my credit union since 1984. Always treated with respect and have had several loans through them. Excellent service!
Travis Ayers
3 months ago
PEAK RUINED NWCC. Horrible experience here. Leaving after years with this CU. Horrible app that doesn't work. Too ignorant to fix the app. More fees. Less customer service. Longer lines. Did I mention the app is JUNK. Stay far away from this place,
Nikki Rimmer
a year ago
The staff at twinstar are wonderful but their credit line is a joke. Forget getting a loan or applying for a credit card here, youd have much luck paying off check advances at some check cash place. The APR% is criminal. I can't wait to cancel my credit card and be done with twinstar. Feels like I'll never pay off my debt here and it's not even that much. If you have 2200 on a credit card and pay 100 bucks a month and your minimum is 35, it will take you more than 4 years to pay all that off. Capitalism is the enemy. Tax the mega rich!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(800) 258-3115Website
Visit WebsiteMembers
266,655
Total Assets
$4.3B
Year Opened
1938
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile