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Express

PO Box 94286, Seattle, WA 98124
NCUA Insured4.6 (180 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 94286

Seattle, WA 98124

Service Area

This credit union is located in Seattle and serves members in the WA area. Currently serving 3,672 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.68%

Used Auto Loan

7.84%

Personal Loan

14.58%

Credit Card APR

16.04%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.6

180 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Amesha Jewell

Amesha Jewell

4 months ago

I would like to recognize Arturo Vazquez at Express Credit Union for his outstanding professionalism, responsiveness, and member-focused support. Although I was not approved for the full personal loan amount I initially requested, Arturo took the time to understand my situation and worked diligently to identify a solution that would provide immediate stability. He ensured my Member Advance Loan was processed efficiently and proactively adjusted my first repayment date to allow additional time for financial planning and household stabilization. Arturo communicated clearly throughout the process, explained repayment details thoroughly, and demonstrated genuine care in helping create a manageable path forward. His actions reflect a strong commitment to supporting members during times of transition while maintaining responsible lending practices. This level of service reinforces why I value banking with Express Credit Union. Arturo is a true asset to the organization, and I appreciate his professionalism and dedication to member well-being.

Sherry Williams

Sherry Williams

7 months ago

I was nervous about a refinance on my vehicle. Enrique, and the team at Express Credit union was very pleasant, patient and supportive. They provided me a great rate and made the process very easy! I strongly recommend Express Credit Union for your banking needs. They see you as a person, not just your credit score.

Tami Hillman

Tami Hillman

7 months ago

Received an auto loan from Express Credit Union. Arturo was very helpful and the process was simple. I qualified for extra benefits and a 90-day grace period before my first payment is due. Highly recommend Arturo and Express Credit Union.

Michel Rosas

Michel Rosas

8 months ago

I went to the Express credit Union to open an account. I spoke with Mr. Rayniere. Mr. Rayniere did a wonderful job and he went out to help me get a checking account. Everybody that works at Express credit Union is very friendly and very helpful. I would give them 20 stars or more stars. I'm very excited to have a account with Express credit Union.

Teresa Esteves

Teresa Esteves

7 months ago

Express Credit Union has a heart and gives chances. I can't even tell you how thankful I am. The staff are all amazing. Thank you Arturo Vazquez for being so helpful!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).