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Seattle Metropolitan

1910 1st Ave S, Seattle, WA 98134
NCUA Insured2.7 (55 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1933

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1910 1st Ave S

Seattle, WA 98134

Service Area

This credit union is located in Seattle and serves members in the WA area. Currently serving 48,127 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.40%

Used Auto Loan

9.09%

Personal Loan

17.14%

Credit Card APR

15.20%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

2.7

55 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Joe

Joe

5 months ago

I used to really like this credit union not sure why you have one teller helping people and everyone else sitting at their desks trying to look busy. When a customer walks in they should be helped by one of the people at their desks. Instead I waited for 20 minutes to speak to the only teller while 6 other people were all present but no one jumped up to help. I'll be closing my account.

Rren Schafer

Rren Schafer

3 years ago

I’m not sure what the heck happened to this credit union. I have had a small business account for 9+ years, and I’ve had 3 car loans through them. I recently opened another business account and I can hardly believe how effing terrible the service and process has been. And here it is Monday and branches that aren’t permanently closed have limited hours or not open. I have international wire transfers to make for material deposits and I can’t get service. What is the point of letting them hold my money if they aren’t a value add? I’ve been on hold for 30 minutes trying to do business and they are the biggest road block I have ever encountered. I will be switching banks/credit unions after this. Ridiculous and embarrassing how this credit union has degraded.

Kevin Nguyen

Kevin Nguyen

a year ago

This place is a joke and should be shut down. They hire clowns, and the board is no better. I waited **30 minutes** for a banker—**30 minutes.** Frustrated, I decided to visit in person. And what did I see? People sitting around, doing nothing, picking their noses like they were solving the mysteries of the universe. Out of curiosity, I called the bank *while standing outside*. Not a single person picked up. No tellers, no urgency—just a black hole of incompetence. How did these people even get hired?

Arjen

Arjen

a year ago

Their systems were down making all of their services not available, why the place even remain open if they are not able to do anything is beyond me. The staff was also extremely rude and dismissive to my girlfriend who was being extremely polite and didn't want to say anything to cause a scene. This behavior is completely unacceptable and extremely inappropriate for a customer service representative.

KG -

KG -

2 years ago

I gave a 2 but most experiences will be a 1 or in the negative! I've had my membership since I was born putting me in the 55/54000 member number area(30+years). This bank used to be personal and used to have people that were what seemed life long Staff as tellers. Literally went through high-school with some of the same people working there from my childhood. I don't know why, but 2018/2019 this bank has gotten to be a headache and I literally try my hardest to not have to deal with them as much as possible. If your lucky you will be helped by one of the 10+yr employees. Unfortunately they are scarce and scattered about. I'm personally friends with a former employee/branch manager who was one of the many people that made this bank great. Now this sorry excuse for a personal experience credit union that is made for the members benefit has transformed into something worse than majority of mainstream big banks. I keep my membership because I've had it so long but that's about it. All the new branches and the HIGH turnaround rate with tellers says it all. You guys lost what made you appealing which is PEOPLE THAT CARED not ROBOTS with the aame serial number that pretend to listen. Get it together

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).