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Peninsula Community

PO BOX 2150, Shelton, WA 98584
NCUA Insured3.7 (46 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 2150

Shelton, WA 98584

Google Maps🗺Waze
(360) 426-1601

Service Area

This credit union is located in Shelton and serves members in the WA area. Currently serving 21,455 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.19%

Used Auto Loan

7.64%

Personal Loan

8.46%

Credit Card APR

11.37%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Sno Falls— New Auto Loan

North Bend, WA

2.74%
Lower Columbia Longshoremen— Used Auto Loan

Longview, WA

3.99%
Numerica— Personal Loan

Spokane Valley, WA

5.21%
Cheney— Credit Card APR

Cheney, WA

7.25%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.7

46 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Keefer J

Keefer J

a year ago

Great Credit Union for banking & financial matters. Staff are great & very helpful. Clean open design & friendly staff. Very highly recommend.

Patrick Allred

Patrick Allred

8 years ago

I've been banking here for over 20 years. I've always received excellent customer service and have always had any problems resolved quickly, professionally and with a great deal of courtesy. This is a very good place to have a bank account, I recommend Peninsula Federal Credit Union to anybody that would prefer a secure account.

Nikkie S

Nikkie S

8 years ago

I've had an account since October, I haven't had any issues or complaints. Staff members are always very friendly. Kris set up my accounts, he was very polite and helpful. The only issues I've had, were setting up online banking and getting charged once for a paper statement when I signed up for e-statements. It was fixed promptly, though. I am happy with Peninsula CU and will continue to bank with them.

Anthony Hamilton

Anthony Hamilton

a year ago

I had a simple request to move my car payment date two weeks ahead so it’s not falling on the same day as rent and I’m not being two weeks behind every single month and apparently that’s to much for them to do all they can do is move backwards and make me more in debt with my monthly payment. They are extremely frustrating and very difficult to work with.

Lori Bell

Lori Bell

3 years ago

We have had vehicle loan with them for 2 months and it has been a miserable experience so far. The only good thing has been a decent interest rate. I can't set up an account to pay the bill, only my husband can even though I am on the loan, and they keep saying our insurance is lapsed no matter how many binders or letters we send them from our insurance company. They even went so far as to have themselves removed as the lienholder and then add themselves back on the same day just so they could add an insurance cancelation notice to our account. I am keeping all the screenshots and documentation of everything in case this ends up in court. I recommend anybody steer clear of this place.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).