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Canopy

PO BOX 2519, Spokane, WA 99220
NCUA Insured4.0 (166 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 2519

Spokane, WA 99220

Google Maps🗺Waze
(509) 328-2900

Service Area

This credit union is located in Spokane and serves members in the WA area. Currently serving 13,348 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.99%

Used Auto Loan

7.74%

Personal Loan

11.49%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Sno Falls— New Auto Loan

North Bend, WA

2.74%
Lower Columbia Longshoremen— Used Auto Loan

Longview, WA

3.99%
Numerica— Personal Loan

Spokane Valley, WA

5.21%
Cheney— Credit Card APR

Cheney, WA

7.25%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.0

166 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Dusty Hester

Dusty Hester

8 months ago

I recently needed a personal loan and decided on Canopy Credit Union. This was one of the best decisions I ever made! Kate was an absolute pleasure to work with! She made the entire process so simple and easy! We communicated through E-mail and her responses were within one to two minutes every time! By the time we were done, I had the money in my account in under five minutes! I never had to leave my house! I would recommend them to anyone! Great experience all the way around, I will definitely use them again!

Stacey Putney

Stacey Putney

5 months ago

I have had the best experience at Canopy Credit Union. I couldn’t believe free financial coaching was an option and I am so glad we are doing it. It has made a huge impact in our life. I highly recommend it.

Brad Mccollum

Brad Mccollum

5 months ago

I can’t say enough good things about Canopy credit union I moved out of state. They are still my go to bank. I called Lisa Monday. I have my loan completed and done today fast and efficient friendly everyone I love Canopy credit union

Trista Dammel

Trista Dammel

9 months ago

Shae Stretch helped me out today and he was amazing! He helped me become financially independent on my own and apply for a new credit card to start me off! He was so awesome! I highly suggest coming to see him he will take care of you and treat you with such kindness and respect as well! So excited for my next trip and to continue my journey through Canopy!

Craig and Barb c

Craig and Barb c

5 months ago

Positive Feedback regarding the customer care that Jen at the Downtown Branch provided for us. Jen is doing an excellent job of representing Canopy CU. You exhibit professionalism and competency. Thank you for making a real positive difference in the manner that you helped us.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).