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Spokane Media

6103 N Astor St, Spokane, WA 99208
NCUA Insured3.9 (14 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

6103 N Astor St

Spokane, WA 99208

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(509) 777-8962

Service Area

This credit union is located in Spokane and serves members in the WA area. Currently serving 1,165 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

Used Auto Loan

7.17%

Personal Loan

10.45%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WA

Lowest rates currently reported by credit unions in WA (NCUA Q4 2025).

Sno Falls— New Auto Loan

North Bend, WA

2.74%
Lower Columbia Longshoremen— Used Auto Loan

Longview, WA

3.99%
Numerica— Personal Loan

Spokane Valley, WA

5.21%
Cheney— Credit Card APR

Cheney, WA

7.25%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.9

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Megan Roberts

Megan Roberts

a year ago

Best experience I have ever had at a credit union! They have helped me grow my life in so many ways and I am truly grateful I found this place! The ladies are all fantastic!! My forever home :-)

David Bumgardner

David Bumgardner

6 months ago

I'm asking for Navy Federal and it keeps taking me for to Spokane media.

Zach W

Zach W

5 years ago

The ladies here are fantastic! extremely helpful and willing to work with you! No other credit union would take me in and help me get my financial status back into the green. but they did! Now i am debt free! Lifetime bank as long as they stay open!

Dan Hoffman

Dan Hoffman

4 years ago

I recently bought a vehicle from an out of state private party. Jamie took all the stress out of the process. Professional, knowledgable, helpful & whatever other positive comment applies to Jamie. I give her an A+++

Jewel Nelson

Jewel Nelson

8 years ago

I saw a negative review saying something to the affect that they wished the employees at SMFCU Were younger and more knowledgeable. I couldn't disagree more. Before entering into any large financial transaction, like the HELOC loan I took out with SMFCU. I always do my homework. I took about a month exploring my options. I talked in depth with 3 lending institutions, and reviewed online options. (Lending Tree, Quicken etc.) I found SMFCU not only knowledgeable, but they had the best rate and payment options available. And I was blown away by how fast and easy it was. I'm self employed, so that usually makes it harder when applying for loans and credit. Not so with my SMFCU transaction. I turned in my loan application on a Monday and the funds were dispersed to me the following Monday! Now I personally thought that was amazing! I do have a decent credit score and I provided all the necessary documents the first time, having studied what would be required. So I'm sure that helped. But I don't think age had anything to do with the knowledge and excellent service I received. And at the time of my loan I was not even an SMFCU member. Well I am now...they won my business.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).