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Members Choice Wv

P O Box 20040, Charleston, WV 25362
NCUA Insured4.1 (36 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1942

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O Box 20040

Charleston, WV 25362

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(304) 346-5242

Service Area

This credit union is located in Charleston and serves members in the WV area. Currently serving 5,994 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.11%

Used Auto Loan

6.18%

Personal Loan

12.07%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WV

Lowest rates currently reported by credit unions in WV (NCUA Q4 2025).

Bayer Heritage— New Auto Loan

New Martinsvill, WV

2.99%
South Charleston Employees— Used Auto Loan

South Charlesto, WV

4.89%
Morgantown a E S— Personal Loan

Morgantown, WV

7.17%
167th Tfr— Credit Card APR

Martinsburg, WV

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.1

36 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
David Pack

David Pack

8 months ago

Make sure you get the persons name when you call them one person told me one thing and another a different thing drove 2 hours to find out what I was told wasn’t true they suck

Linda Turley

Linda Turley

6 years ago

The tellers are friendly, helpful, and kind not to mention knowledgeable. The bank and its property is also always very tidy and clean which I appreciate. I've had fantastic loan experience. Kim made the application process easy.I have been a member for years and I am very satisfied. They also do their best to remedy any problems you might encounter. It's a joy working with them.

Kim Bias

Kim Bias

5 years ago

I wouldn't bank anywhere else. I drive out of my way to keep my account. I started with them in the early 90s when they were Conrail Credit Union and in a very small office. The staff are always friendly and helpful in any way. Their loan process is simple and leaves you with piece of mind when things go so smooth.

Kelli Hughart

Kelli Hughart

a year ago

Very unprofessional, and spent several minutes gossiping instead of transferring me to someone who could help me. I have had more than one incident with them; this was the final straw!

Tia Palmer

Tia Palmer

a year ago

I went to this bank October the 17th of 2024 Monica Clara and Connie were rude disrespectful among other things I wouldn't want anyone banking there customer service horrible no accountability nor apologies for the behavior

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).