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Kemba Charleston

1830 Roxalana Road, Dunbar, WV 25064
NCUA Insured4.0 (23 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1830 Roxalana Road

Dunbar, WV 25064

Google Maps🗺Waze
(304) 768-5700

Service Area

This credit union is located in Dunbar and serves members in the WV area. Currently serving 3,852 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.28%

Used Auto Loan

6.32%

Personal Loan

13.19%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WV

Lowest rates currently reported by credit unions in WV (NCUA Q4 2025).

Bayer Heritage— New Auto Loan

New Martinsvill, WV

2.99%
South Charleston Employees— Used Auto Loan

South Charlesto, WV

4.89%
Morgantown a E S— Personal Loan

Morgantown, WV

7.17%
167th Tfr— Credit Card APR

Martinsburg, WV

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.0

23 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jared Casdorph

Jared Casdorph

2 years ago

My father has been going there for many years, because of that I also have banked with them And have even had a vehicle loan with them. They are the nicest, most polite people I have ever met. With their positive attitudes and the knowledge they have i more than recommend everyone to bank with Kemba.. I guarentee if you start banking there you and your family will for many years.

The Obscurity

The Obscurity

a year ago

Love this place! They treat me like a friend, not just an account number. Helpful when I have silly questions. Best CU I've ever been a member of!

Holly Buscher

Holly Buscher

4 years ago

Most of the people there are nice, willing to help. Not giving it a full five star rating because when I went to go see about financing my car a few months ago, Unprofessional employee came outside asked me what I wanted and was real rude and judgmental. Besides that everyone else was sweet.

Tommy Woodson-Hall

Tommy Woodson-Hall

7 years ago

**Update: Kemba has improved tremendously. They have friendly staff and it has been a great experience every time I have visited the bank recently. I have updated the review because they truly deserve it. Tommy W.

Laura Ratliff

Laura Ratliff

4 years ago

I've been with kemba for 20 years never had a probablem getting a loan and if I did they bent over backwards to fix the problem. Love them fine lady's. Always egar to help.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).