Back to Kearneysville credit unions

Martinsburg V.a. Center

2971 CHARLES TOWN RD, Kearneysville, WV 25430
NCUA Insured3.8 (16 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1976

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2971 CHARLES TOWN RD

Kearneysville, WV 25430

Service Area

This credit union is located in Kearneysville and serves members in the WV area. Currently serving 1,599 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 Β· NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.01%

Used Auto Loan

6.34%

Personal Loan

10.60%

Credit Card APR

9.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union β€” not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WV

Lowest rates currently reported by credit unions in WV (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.8

16 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Robin Akin

Robin Akin

7 months ago

Martinsburg VA credit union is not keeping up with current banking trends. They lack the capability of making a debit card in-house. Therefore, shopping on line can't be done unless using a credit card. Many online shopping stores can't tie into your checking account at this VA. Also, waiting for a debit card to be snail mailed takes two weeks or longer. Recently my debit was compromised and when I called the credit union they not only said it would be 12-14 days before my new card came, they couldn't even give me the numbers needed to use it on line. Today is day 14 (those are business days I'm counting. I also didn't count the afternoon I called or the following day, figuring it would take 48 hours to be posted). I'm still waiting. In the meantime, I've lost my Amazon prime account, Kindle Unlimited, all my monthly product shipments, etc. That could be tolerable if they could give you the card info immediately. There is also no method of depositing a check unless you drive to the bank. Other banks make deposits when you send a picture of the check to them. I have cataracts so severely limit my driving and have mobility issues, so I rely heavily on Instacart, pharmacy delivery, etc. Impossible without a debit card. I do not have credit cards and would not use such cards for these items anyway. So, effectively I have been barred from accessing my funds. While losing my account will be no hardship to the credit union, losing several dozen accounts like mine due to lack of 21st Century services, will be a hardship.

Philip Vaden

Philip Vaden

2 years ago

Watch out for those fees! They drained my share savings account with dormant account fees, every last penny. Thanks, Sherry!πŸ‘Ž They take care of folks' money real well.

Eugene Benjamin

Eugene Benjamin

a year ago

Excellent service and very responsive. I have been banking with them over 20 years.

Kierra Kidrick

Kierra Kidrick

2 years ago

Do not bank here ! They are rude and will charge hidden fees . Systems are down and you can’t check your account . They say they will waive overdrafts but charged double . Horrible customer service since my grandfather passed away !

Nate Nguyen

Nate Nguyen

4 years ago

I had a great experience with this facility when I was living there AND when I moved. I want to give a shout out to Roxanna and other staff members there who went out of their ways to assist me. Thank you so much for your quality services.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • β€’ Current loan rates & terms
  • β€’ Membership eligibility requirements
  • β€’ Minimum deposit to open an account
  • β€’ Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).