NCUA Insured
Member-Owned
1 charter
Established in 1955
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Morgantown, WV may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1955
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Morgantown and serves members in the WV area. Currently serving 4,224 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.11%Used Auto Loan
7.17%Personal Loan
7.17%Credit Card APR
13.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in WV (NCUA Q4 2025).
New Martinsvill, WV
South Charlesto, WV
Morgantown, WV
Martinsburg, WV
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.7
18 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsRobert Judy
a year ago
Should be zero stars. You are taking care of your 80+ year old parents, they contact COVID, you stop at Krogers to get their weekly groceries and supplies to drop off. They write you a check to cover the expenses out of their AES account. AES then wants to bill you $5 to cash the check??? Mike, manager, says they have always done that! Take your banking anywhere else and you will be 100% better off. This statement speaks volumes to the AES establishment! A check out of their bank and they want $$ to cash it. HORRIBLE!!
Tamera Deem
4 years ago
I hate their hours. They close too early on some days and drive through closes at 4 pm. Drive through is closed on Saturdays. Some of my autopay occurs on Saturday or Sunday and it won’t clear until Monday when they open. Ridiculous! Not convenient for people who have full time jobs.I am thinking about switching banks that can accommodate my banking needs. I have been a customer for over 30 years and they have definitely gone down the hill.
Sabrina Byard
a year ago
If I could give it a 0 I would. Card blocked for no reason, called the fraud number and they didn't mark it for fraud and said to contact the bank but the bank isn’t opened on the weekend at all!
Shiloh Felton
4 years ago
Just to let everyone know. My wife and I have been members at AES for 10 yrs and gave them all of our business and now that they know my employer (Mylan) is closing, they will not include my last 7 months of pay toward a new loan. They are just cutting everyone off as if they don’t have a job at all! No loyalty to people that have always paid their bills and gave them ALL their business. No other facility asks if you are guaranteed a job for the life of your loan. Only on what you’re making NOW. So for the people that are trying to alleviate their financial burden and refinance to lower payments to help support their families.You can forget about AES helping anyone at Mylan. They will cut you off like you were never there!
Cherie Barry
9 months ago
Easy loan and great interest rate on our new car
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(304) 599-9600Website
Visit WebsiteMembers
4,224
Total Assets
$38.2M
Year Opened
1955
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile