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Wvu Employees

448 Harding Ave, Morgantown, WV 26505
NCUA Insured4.5 (22 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

448 Harding Ave

Morgantown, WV 26505

Google Maps🗺Waze
(304) 293-5737

Service Area

This credit union is located in Morgantown and serves members in the WV area. Currently serving 6,031 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.18%

Used Auto Loan

7.54%

Personal Loan

12.26%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WV

Lowest rates currently reported by credit unions in WV (NCUA Q4 2025).

Bayer Heritage— New Auto Loan

New Martinsvill, WV

2.99%
South Charleston Employees— Used Auto Loan

South Charlesto, WV

4.89%
Morgantown a E S— Personal Loan

Morgantown, WV

7.17%
167th Tfr— Credit Card APR

Martinsburg, WV

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.5

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Alexx Ayersman

Alexx Ayersman

6 months ago

This bank and its employees are genuinely so helpful and kind. I highly recommend working with them! They'll answer all questions promptly and kindly. Mike is a pleasure to work with!

Avyanna Nadeau

Avyanna Nadeau

8 months ago

My husband called and talked to a loan officer cause we were looking at refinancing. Drove 1.5-2 hours just to get told they wouldn’t take us because we don’t have any association with WVU. Would’ve been nice to know before wasting the trip up there.

Keri McDaniel

Keri McDaniel

a year ago

this has been my bank since my mom opened up my account when i was a kid. truly the sweetest people in the office. always available to answer questions. Theresa has known me my whole life. so when i stop in its like stopping to say hi to family.

James Walden

James Walden

a year ago

I have been with the Credit Union for over 40 years. Excellent service. Everyone is great! I never recieved service from a standard bank like these folks. Recommend to anyone!!

Kylene Fizer

Kylene Fizer

2 years ago

This credit union is the best!! The employees are so kind and helpful, Carter is always so sweet! I am so grateful to be apart of a wonderful bank with great people! Thank you all for all you do!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).