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Romney

62 WEST MAIN STREET, Romney, WV 26757
NCUA Insured3.7 (18 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

62 WEST MAIN STREET

Romney, WV 26757

Google Maps🗺Waze
(304) 822-3116

Service Area

This credit union is located in Romney and serves members in the WV area. Currently serving 1,600 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.86%

Used Auto Loan

7.28%

Personal Loan

11.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WV

Lowest rates currently reported by credit unions in WV (NCUA Q4 2025).

Bayer Heritage— New Auto Loan

New Martinsvill, WV

2.99%
South Charleston Employees— Used Auto Loan

South Charlesto, WV

4.89%
Morgantown a E S— Personal Loan

Morgantown, WV

7.17%
167th Tfr— Credit Card APR

Martinsburg, WV

7.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.7

18 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Tammy Bourelle

Tammy Bourelle

6 years ago

Everyone in this place is very friendly and they go out of their way to accommodate your financial needs. Great rates also! They have recently added online banking to make it even more convenient. Highly recommend 👍🏼😊

George Park

George Park

6 years ago

Great group of people and every single one of them are very family oriented. You couldn’t ask for better service and people to work with. I know a few of them on a personal basis and they treat you like a family member and friend.

J T

J T

6 years ago

It is sad the workers there are talking about ex employees to their customers. It clearly lowers the standards of how this bank is run. Also, the reviews clearly show what is really going on which this bank/credit union is like a high school drama show. I'm at awe at how this business is still even open and can compete with other banks in the area.

Lisa Haines

Lisa Haines

6 years ago

Have dealt with RFCU for 18 yrs. I find these ladies to be kind, helpful and knowledgeable. I had to clarify this as someone with the same name as mine referred to them as bullies. I am Lisa Carlile Haines and if I write something for public to see I always use my maiden name so folks dont get me confused with the other

Will Hanson

Will Hanson

7 years ago

They were just the place I was looking for. I needed a loan for my new car and they made it really easy and they were a pleasure to work with. A+ would def recommend them vs big banks etc.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).