Mcdowell County
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1968
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Welch, WV may be eligible to join. Community credit unions are open to the general public within their service area.
Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1968
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Welch and serves members in the WV area. Currently serving 32 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
Personal Loan
15.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in WV
Lowest rates currently reported by credit unions in WV (NCUA Q4 2025).
New Martinsvill, WV
South Charlesto, WV
Morgantown, WV
Martinsburg, WV
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Member Reviews
4.1
20 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Michael Pressley
2 years ago
Sherry banks has worked with me on two occasions on loan processes and she has been nothing but helpful, patient, and supportive of my situations! Hands down the best bank when it comes to hearing your needs and going above and beyond to get you the help you need!
Carla Payne
2 years ago
Rude and unprofessional. This bank works 50 years behind technology. Be prepared for discrimination/ if you don’t fit their “mold” . Bank manager Amy very rude and dramatic . And she has no boss! Ain’t that cute?
ryan cook
2 years ago
always have a great experience here...staff is friendly and knowledgeable. Best rates around, and its not like dealing with traditional big banks in town that don't care about your business.
Oilymomma
7 years ago
People are nice. Not so helpful and if you tell them that you did not write a check they all will act like your the bad person. I have had so many problems using my debit card.
Donald Millwood
2 years ago
I've banked here for over 30 years. Love the customer service. Very friendly people. They look out for their members.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(304) 436-6800Members
32
Total Assets
$64K
Year Opened
1968
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile