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Prospera

4830 N BALLARD RD, Appleton, WI 54913
NCUA Insured3.7 (32 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4830 N BALLARD RD

Appleton, WI 54913

Service Area

This credit union is located in Appleton and serves members in the WI area. Currently serving 21,439 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.46%

Used Auto Loan

7.44%

Personal Loan

12.98%

Credit Card APR

14.10%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

3.7

32 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Joe “1Fast135i” Delano

Joe “1Fast135i” Delano

7 months ago

Im closing my accounts. The person I spoke to on the phone was rude, called me a liar. Never will I ever bank thru Prospera Credit Union again. They used to be great, but not anymore

Jennifer Ross

Jennifer Ross

3 months ago

It says they are closed Saturday online but they are open at 9am .very friendly.

Crystal Wade

Crystal Wade

4 years ago

I have been with Prospera 3-4 years and absolutely love it! I have used several of their products over the years and recommend them every time. However, it was my last two visits to the Grand Chute branch that triggered this review. My children and I worked with Grant to set up accounts for the kids and he was nothing short of amazing!!! Friendly, knowledgeable and he really made us feel welcomed. Propsera, thank you for the Grand Chute branch but most importantly, thank you for Grant - who treated my kids like they mattered as well.

Emily S

Emily S

3 years ago

Horrible customer service. We were looking to speak with a financial rep and was told he was on the phone and we could leave a voicemail or come in. Our home is 5 min away from the bank, so we drove there. When we arrived, was told the man left for the day? Ordered debit cards 6 weeks ago and never received them. Also, we're always given error messages when logging into online banking. Will be pulling account tomorrow. Don't waste your time.

Angelita Burchett

Angelita Burchett

6 years ago

When I first became a customer for Prospera credit union I believed in them and what they offered. I even did their commercial as well as my children. Now that I’ve been there over a year and they have not taken care of one thing that I have had issues with, such as charges on my credit card one that we’re not authorized! My daughter referred her father to Prospera and he referred me there and I referred my son who refinanced his vehicle there at that time we were told that we would all receive $50 as an incentive for each referral had it not been for my daughter being a customer there already she would never have referred her father and he would never have referred me and someone however it’s been over a year and none of us have ever seen that $50 incentive yet and I’ve called multiple times!!! It seems Prospera is quick to take money from you but not to keep their word!!! Now that I’m looking into buying a home I always thought I would do that through Prospera and I won’t be doing that anymore.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).