Co-Op

PO Box 157, Black River Fal, WI 54615

NCUA Insured4.2 (51 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Black River Fal, WI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 157

Black River Fal, WI 54615

Google Maps 🗺Waze

(800) 258-0023

Service Area

This credit union is located in Black River Fal and serves members in the WI area. Currently serving 23,551 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.29%

Used Auto Loan

5.59%

Personal Loan

14.88%

Credit Card APR

11.88%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Thrivent— New Auto Loan

Appleton, WI

2.49%

Thrivent— Used Auto Loan

Appleton, WI

2.99%

Unison— Personal Loan

Kaukauna, WI

6.99%

M.E. Employees— Credit Card APR

Wausau, WI

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

4.2

51 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Dan McCullough

9 months ago

New mortgage process through Brooke was exceptional. Prompt, thorough, good communication every step of the way. Even with a tight timeframe and several surprises, she pulled it off. Everyone in the building has been cordial and helpful. The phone app is also a huge plus-- it's easy to understand and very easy to use.

Zephrey London

a year ago

Great Bank with Top-Notch Service! This is hands down the best bank in town—sorry, not sorry! I prefer the Co-op because of the amazing staff. While their interest rates didn’t compete with Altra for my loan, they’re still a solid bank with a great crew. I appreciate their security measures when new employees double-check my identity—it might annoy some, but I like the extra protection. Flawless service, easy money transfers, and a user-friendly app make banking here a breeze!

Thomas Tomter

a year ago

The customer Benora McBride contacted Co-op Credit Unions Brooke Aldach somewhere around 11:30 for a home loan, by 1:30 the loan process was complete from Allison Gerke. A large thank you to these two for such a quick and complete mortgage commitment to a new Black River Falls resident with professional services and new homeowner. Sincerely, Tom Tomter, Clearview Realty.

Emma Lamp

3 years ago

My husband and I have been members of the credit union since 2012 or 2013. We love doing business with them. They have such a smooth loan process and everyone is always helpful at all of their multiple locations. They work hard for their customers and will always do their best to provide options even for people who don’t have the best credit. Love the CCU and all of its employees!

Lo D. Thompson

2 years ago

I love the customer care CCU provides. I moved to California and stayed with CCU even though there are no branches in California. Direct deposit worked great so I could use my card. Any issues I encountered were quickly resolved when I called their customer service line.