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Madison

949 E WASHINGTON AVE, Madison, WI 53703
NCUA Insured4.4 (44 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

949 E WASHINGTON AVE

Madison, WI 53703

Service Area

This credit union is located in Madison and serves members in the WI area. Currently serving 3,089 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

6.49%

Personal Loan

13.90%

Credit Card APR

16.95%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.4

44 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
George Chavez

George Chavez

a year ago

I have been a member of the Madison Credit Union for over 30 years and they have been amazing! I struggled financially for a while and Laura and the loan department helped me get on track and as a result, I have a credit rating over 780. Scott has also been so helpful with providing financial support. If you are looking for a solid group to help guide you financially and provide great service, this in my opinion is the best! They build a relationship with those that choose them as their financial institution. Thank you to all the staff!

Lauri Ziegler-Henderson

Lauri Ziegler-Henderson

a year ago

Best Credit Union in Madison, WI. Everyone knows your name, they are all so nice and very helpful. Took a trip to Italy and something weird happen to my card. Called them to report it and they assured us that nothing would go thru from that place in Italy. Card was fine the rest of trip. Never saw anything from that venue in the months after!!!

LL MacIsaac

LL MacIsaac

a year ago

I have been a member for nearly 30 years and would not do my banking any other location. Unlike “chain” financial institutions, the folks here have been working there for years and they know my name. Does your bank know your name? The staff are friendly and helpful . The president Ilene is present and accessible. Free ATM transactions at other credit unions. App to deposit checks from anywhere. A full range of services. And, a convenient bricks and mortar central location on 900 block of East Wash. Recommend VERY highly. Why are you still paying so much to stay at your current bank? Change to a credit union …..it’s in your best interest!

Dean Morse

Dean Morse

a year ago

I’ve belonged to this organization for 50 years, from the time it was named City Employees Credit Union. They have held my mortgage , home improvement and car loans, savings and checking accounts. My wife and two children have also had accounts with MCU. They provide all the great services one would expect including my ability to wire any amount of money to my children in Washington State for no charge. The most important reason for belonging to this credit union is that during the entire time there has always been at least one long term employee who knows me by name. While all the people there are great to work with, this personal relationship makes Madison Credit Union feel like home.

C. Colier McNair

C. Colier McNair

a year ago

Madison Credit Union rocks! The staff is professional and personal. I’ve been with them for nearly 20 years. They always make an effort to listen and take good care of you. Even in challenging times.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).