Summit

PO Box 8046, Madison, WI 53708

NCUA Insured4.6 (162 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Madison, WI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 8046

Madison, WI 53708

Google Maps 🗺Waze

(608) 243-5000

Service Area

This credit union is located in Madison and serves members in the WI area. Currently serving 275,590 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.65%

Used Auto Loan

6.97%

Personal Loan

18.00%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Thrivent— New Auto Loan

Appleton, WI

2.49%

Thrivent— Used Auto Loan

Appleton, WI

2.99%

Unison— Personal Loan

Kaukauna, WI

6.99%

M.E. Employees— Credit Card APR

Wausau, WI

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(57 total)

Member Reviews

4.6

162 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Tyler Henn

3 months ago

I had a positive experience working with Summit. Initially seeking a recreational vehicle loan, I decided to partner with them to grow my credit and gain benefits that US Bank wasn't able to offer. I found Mee Yang-Jung to be very helpful and approachable during our meeting. She was able to answer all of my questions, assist with transferring my relationship with US Bank to Summit, and provide valuable advice regarding credit and financial growth. I would highly recommend Summit Credit Union to anyone seeking a very beneficial and comfortable banking experience!

Adwoa Tenkorang

4 months ago

Katherin provided outstanding banking support and customer service. She was knowledgeable, patient, and very thorough in explaining every step of the process. She made everything smooth and stress-free. I truly appreciate her professionalism and dedication, and I highly recommend working with her.

Dennis O'Hearn

4 months ago

Katherin Davila; she was the best person i have ever worked with when my wife and i decided to transfer to Summit. She was so patient and super proffesional that i cant say enought about Katherin! She made our process for the transfer so easy and i would recommend her to anyone, i give her a 10 plus.

Kim Alton

3 months ago

I love Summit! I have been a member here for a long time and they are still the best at customer service. Gustavo assisted me with understanding certain benefits I had questions on and was able to schedule me an appointment to move forward with my needs for the family. Thank you Gustavo and thank you Summit!

Yann Djibo

7 months ago

I had an excellent experience with Gustavo U at Summit Credit Union! He was professional, friendly, and very knowledgeable. Gustavo took the time to answer all my questions, explained everything clearly, and made the entire process smooth and stress-free. It’s always refreshing to work with someone who genuinely cares about helping members. Highly recommend seeing Gustavo if you visit this branch. He truly goes above and beyond!