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Unitedone

1117 S 10th St, Manitowoc, WI 54220
NCUA Insured4.4 (71 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1117 S 10th St

Manitowoc, WI 54220

Service Area

This credit union is located in Manitowoc and serves members in the WI area. Currently serving 19,017 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.19%

Used Auto Loan

6.19%

Personal Loan

12.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

4.4

71 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Carlee Martinez

Carlee Martinez

a year ago

Do not go through them for a home loan, their home loan process is so backwards and will end up costing you money. Was with them for 17 years and will be closing my account as soon as my car loan is paid off.

Erik Weiland

Erik Weiland

a year ago

Tyler was great! Helped us push through paperwork to get the check for a new car we were buying after are contact at another office was on PTO. Even stayed a little after to make sure we could go get the car that night! Above and beyond service!

Barbara Gonzales

Barbara Gonzales

12 months ago

Took me 3 days to get in touch with the person. Ollie the automated assistant really sucks. Their website says they do participate in the Wisconsin Credit Union co-op program, but then I was told that they do not, even though my credit union showed a Prime Financial to United one Co-op relationship. Basically, I think they don't like dealing with the public so if you can go anywhere else, you're probably better off.

Ralph C

Ralph C

2 years ago

I needed to make some important changes to my Account, in which caused some anxiety of concerns. Ms Kara Schmidt United One Credit Union listened to my hopes, concerns with kindness & respect then offered a solution eliminating all self stresses resolving my issues with amazing Professionalism in a timely fashion! Kudos for Ms Schmidts Stellar Service 🌟

Chad W.

Chad W.

2 years ago

Recently went to my bank to consolidate 1 loan from them and another from a different bank and the process was very easy and options available. In long run they were able to save me a few hundred on payments each month so was definitely a win for us all.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).