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Simplicity

222 E Upham St, Marshfield, WI 54449
NCUA Insured4.4 (256 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1949

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

222 E Upham St

Marshfield, WI 54449

Service Area

This credit union is located in Marshfield and serves members in the WI area. Currently serving 28,658 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

5.24%

Personal Loan

10.49%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(10 total)

Member Reviews

4.4

256 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Dale & Tonya Kuhlka

Dale & Tonya Kuhlka

6 months ago

My family and I have been banking with Simplicity Credit Union (Marshfield Branch) since they went from Central City Credit Union to Simplicity Credit Union. We moved about 3 hours from the three branches, but we continue to stay true to Simplicity. I tell you this because Simplicity has made banking long distance a breeze. Everything we need is at a finger tip or a phone call away. When you do call, the service is friendly and respectful. They listen to my issues or concerns. Then I get either help right there or referred to another person with more expertise to handle my banking needs. My last contact was today, and I was able to refinance my new vehicle by making a call, sending in my application via on-line, then a phone call appointment, after credit check and application approval, I signed my papers for the refinance loan. Interest rate and monthly payment was exactly what I was looking for. The loan officer was Suzannah and she was amazing. So from start to finish, it took less than 3 days. Remember I live 3 hours from any branch so she made this very convenient for me. Thank You Simplicity Credit Union! Dale

Myranda Schwantes

Myranda Schwantes

7 months ago

My husband and I have had accounts here for over 20 years. The team is always extremely prompt whether we are going through the drive through or inside. We have also used them for all of our auto and camper loans. They have always been the best rate, work super fast to get it processed, and check in with us along the way. I love being able to email or text our reps and have answers in minutes. Thanks for the great service!

sheryl mandel

sheryl mandel

7 months ago

Simplicity makes banking easy ( simple). I started with a car loan, and savings account. Recently worked with Jason for retirement planning. Yesterday I opened a checking account with new debit card. Noah and Kara assisted with the application, and after work I was able go through the drive through and pick up my new debit card. Same day and seamless transition!!

Cody Krop

Cody Krop

7 months ago

I just worked with Suzannah on refinancing a vehicle loan. Not only did she do an amazing job she made it super easy. Even when I was hard to get ahold due to cell service where im working she still made it all go smooth! I have been with simplicity for years and have always had good experiences even with moving out of wisconsin they are still my go to credit union!

jo ann Regele

jo ann Regele

a month ago

I ran in to get a cashiers check Shannon could see I was in a hurry and called me over to help me and he still took the time to be ever so friendly and personable! He was such a wonderful young man!! Great smile too !!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).