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Valley Communities

888 State Highway 153, Mosinee, WI 54455
NCUA Insured4.4 (31 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

888 State Highway 153

Mosinee, WI 54455

Service Area

This credit union is located in Mosinee and serves members in the WI area. Currently serving 16,069 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.87%

Used Auto Loan

5.29%

Personal Loan

9.74%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

4.4

31 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Sarah Devine

Sarah Devine

7 months ago

VCCU is a member-centered, solutions-oriented credit union! Hydee S. (Operations Supervisor) and Becky (Branch Manager) for the Mosinee VCCU Branch have been more helpful than I can put into words! They have been with me since opening my account, helped me recover from identity fraud, and are still actively engaged and helping me get my financial life back on track. No other bank or credit union would consider me even though the issues were due to fraud. I was treated like a person, and given the support and tools/services I've needed to overcome being a victim of fraud. Truly wonderful human beings at work here!! I have never felt like I belonged at a credit union the way I have with VCCU.

Cheryl Couillard

Cheryl Couillard

6 months ago

I want to give a shout out for Hyde for setting up my accts. Plus helping me getting my ss all set up for the bank. I was a nervous wreck wreck her calming way was top notch and her calming self helped me out. Really like Rhee and this bank location. Glad I found your bank and hydee

Monique Hayward

Monique Hayward

9 months ago

I want to give a huge THANK YOU to Valley Communities Credit Union, even though I’m actually a Bank of America customer! When I fell victim to a large fraudulent ACH transfer that severely compromised my bank account, I reached out personally to the Valley Communities team via Facebook to alert them and seek their help from clear across the country in Beaverton, Oregon. I was delighted to receive a personal phone call from CEO Kelly Hladovcak, who assured me that she and COO Adam Dykman would work closely with BoA on my case. If you know anything about fraud cases, you know scammers are increasingly sophisticated, and it’s highly likely that the funds would never be recovered despite the banks’ best efforts. In my case, Valley Communities recovered the majority of my funds. From start to finish, Adam was personally involved, guiding me through an extremely stressful and emotional situation with professionalism, empathy, and remarkable follow-through. If you want a credit union that goes above and beyond—even for someone who isn’t their customer—Valley Communities is exceptional. I am deeply grateful for their help.

Mitchell Filipiak

Mitchell Filipiak

10 months ago

I worked with Samantha at the Mosinee branch, she was very helpful in setting me up with what i needed and offering advice and expertise along the way. Communication was great and I was very happy with my experience. Thank You!

Gerriann Gorka

Gerriann Gorka

a year ago

I have been a customer of this Valley Communities CU for a decade now and have never fealt so disrespected, unimportant and frankly ghosted by an establishment of which I have always thought so highly of, up until recently. I have been working with Jolene at the Mosinee branch on a atm/debit card issue. I was advised two weeks ago by her, that she would follow up with me within a day approximately with a resolution or update on the issue at hand. That never happened. Nothing has happened in fact. I was then physically at the bank a week ago, and asked the Teller to please have Jolene reach out to me with an update, as it had already been a week with zero contact or update from her or anyone for that matter. Now it's been 2 weeks as of today and still no call, email, letter...absolutely nothing. I am very dissatisfied and disappointed. Valley, where is the customer service? Does customer satisfaction just not matter to you? Or is it a matter of how much someone has in their accounts that deems whether a member is worthy of a follow up/callback? It is not the customers responsibility to chase after you for an update/follow up. If you provide a customer an ETA for a callback and follow up, then you should be following through with that expectation that was given to your customer. Why am I still waiting and chasing you for an update and resolution for 2 weeks now, after being given an expectation of 1 day for an update/resolution?

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).