Ripple

P O Box 2346, Oshkosh, WI 54903

NCUA Insured4.3 (26 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Oshkosh, WI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1960

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P O Box 2346

Oshkosh, WI 54903

Google Maps 🗺Waze

(920) 233-1140

Service Area

This credit union is located in Oshkosh and serves members in the WI area. Currently serving 2,441 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

4.49%

Personal Loan

14.00%

Credit Card APR

17.24%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Thrivent— New Auto Loan

Appleton, WI

2.49%

Thrivent— Used Auto Loan

Appleton, WI

2.99%

Unison— Personal Loan

Kaukauna, WI

6.99%

M.E. Employees— Credit Card APR

Wausau, WI

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.3

26 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Samuel Hielsberg

7 months ago

My wife and I had, over time, misplaced all of our cards. I honestly felt dumb and irresponsible going into the bank. Tevin at the Oshkosh location made me feel not only welcome, but the process of replacing everything was so easy. I'm so glad I have such a wonderful branch and team nearby. Fabulous service.

StephanieRose Hillhouse

11 months ago

I have been a Member of Ripple Credit Union since 1980-something when they were Health Care Credit Union. I have had great counter service and they were the first to give me a loan when I started over. They worked with me and my insurance company during my car accident to get me into a new vehicle sooner rather than later. 40 years later, I'm still here and ready for the new era!

Jacob Olsen

a year ago

The most unprofessional bank I have ever had the disservice of working with. I had a customer whose son passed away and had their vehicle towed to my repair facility. They ignored my calls and attempts to resolve the issue of the vehicle being in my possession with a lien with storage of $30/day. They ignored me for months last stating that they would talk to their board and get back to me after telling me he doesn’t owe me anything since I didn’t send them an invoice initially even though we were already in contact about the situation and the fees. It took me driving to his office in which the lobby tried to cover for him to get me to leave not once, but twice in one day. When Kevin did finally talk to me he had a lawyers number ready and offered no apology for the fact of a grieving mother passing her dead son’s car every day. Run away from this bank.

Nicole Strean

a year ago

Tevin is amazing! I have been working with him for auto/personal loans for 3 years now. He always makes the process very simple and gives the best advice to have the best rate. Thank you Tevin!