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Back to Park Falls credit unions

Northwoods Community

PO Box 369, Park Falls, WI 54552
NCUA Insured2.6 (32 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 369

Park Falls, WI 54552

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(715) 762-3208

Service Area

This credit union is located in Park Falls and serves members in the WI area. Currently serving 8,024 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.19%

Used Auto Loan

6.57%

Personal Loan

11.95%

Credit Card APR

14.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Thrivent— New Auto Loan

Appleton, WI

2.49%
Thrivent— Used Auto Loan

Appleton, WI

2.99%
Unison— Personal Loan

Kaukauna, WI

6.99%
M.E. Employees— Credit Card APR

Wausau, WI

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

2.6

32 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Dawn Damrow

Dawn Damrow

3 months ago

Whether using the drive thru, calling about a debit card issue or applying for a car loan, I have found the NCCU to exceed my expectations for great customer service and interaction. I would recommend checking out their loans, before applying anywhere else! I have found the staff to be friendly and helpful always! My review is based on the staff and services in the Park Falls office.

Traveling Guide

Traveling Guide

7 months ago

Northwoods Community Credit Union in Park Falls is everything a local credit union should be. It’s run by and for its members, with a volunteer, unpaid board of directors that any member can run for. The rates are second to none, and the service is outstanding. When you have a question or concern, you can actually reach someone who listens and cares. This is community banking at its best — transparent, personal, and deeply committed to its members.

Jaelyn

Jaelyn

10 months ago

This credit union hasn't been too shabby. When I opened an account here it was easy and the employees were friendly and easy to work with. Haven't experienced any issues here except when trying to call them. I called about 5 times in order to request a mailed statement. First 4 times I got "Caller unavailable." Though when I finally got to speak to someone, the lady was friendly and helpful. So I think they could use some improvement but they are a pretty good credit union as they are.

Kevin

Kevin

a year ago

I will be moving all my business very soon. This place lacks customer service, loan department absolutely sucks. You can't get through the telephone lines. You might as well take an $8k income/mo and ask for a $5k loan and get a no can't do anything for you. On a loan app, I've done same career as a truck driver 15 yrs and they claimed since I had 3 employers in past 5 yrs that my job is temporary. NEVER had any gaps in my employment neither. Lived at last address 8 yrs. Idiots and could care less if they fold up. My review is the main headquarters in Ashland, WI.

Jason Johnson

Jason Johnson

6 months ago

Used to be a good place to bank and then I don’t know all the good people retired and now nobody knows what they’re doing in the lawn department and they seem to like to screw people‘s credit up

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).