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Educators

P O Box 081040, Racine, WI 53408
NCUA Insured3.8 (74 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P O Box 081040

Racine, WI 53408

Service Area

This credit union is located in Racine and serves members in the WI area. Currently serving 231,831 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.65%

Used Auto Loan

5.65%

Personal Loan

15.00%

Credit Card APR

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(26 total)

Member Reviews

3.8

74 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
J “PQ” T

J “PQ” T

3 months ago

I wish I had gotten one of the mangers name to report her unprofessionalism. I used to love ECU but now some of the "hidden" policies are turning me off!

Larry R Bannister

Larry R Bannister

4 years ago

Top notch outfit with very intelligent, motivated and friendly people. Any problems pop up they handle with utmost professionalism and courtesy. Never had a problem that couldn't be resolved. Employees promote their business outside of the work environment. Love credit unions, especially this one! Great interactions always. Highly recommend ECU to anyone.

Edison Sonntag

Edison Sonntag

a year ago

My account gets disabled all the time for no reason. I have had fraud charges on my account multiple times. The bank has the worst open hours I've ever seen and the wait times on the phone are often ridiculous.

KS

KS

2 years ago

We always have a great experience and support at ECU. Today was with Destiny Cruz-Nielsen, she was amazing! She helped us with many different things. She was very helpful, knowledgeable and we appreciate that she took her time to help us with all of our questions.

bob bojcic

bob bojcic

2 years ago

Have had, on numerous occasions, my card randomly disabled by ECU. This has happened tring to pay for a hair cut about 1 mi away or while traveling, which is quite inconvenient. My card has also been frauded more times than anyone I know. Beginning to question the level of risk at ECU. The employees are always apologetic, but that doesn't help much when I'm continually replacing my card and changing my auto pays.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).