Mcu Financial Center

PO Box 085300, Racine, WI 53408

NCUA Insured4.0 (17 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Racine, WI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 085300

Racine, WI 53408

Google Maps 🗺Waze

(262) 634-6691

Service Area

This credit union is located in Racine and serves members in the WI area. Currently serving 2,751 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.24%

Used Auto Loan

5.24%

Personal Loan

12.90%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Thrivent— New Auto Loan

Appleton, WI

2.49%

Thrivent— Used Auto Loan

Appleton, WI

2.99%

Unison— Personal Loan

Kaukauna, WI

6.99%

M.E. Employees— Credit Card APR

Wausau, WI

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.0

17 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Barbara Clingman

a year ago

I've been a member for 30 years or more. I hated to see Judy retire and now Rose. I'll miss her too. Not everything has been perfect but nothing ever is. I feel very comfortable as a client and that's important.

Brooke

a year ago

I spoke on the phone with a women named Aliyah (hopefully the spelling is correct). She was so helpful and her customer service was on point! Aliyah answered all of my questions :)

Jamie Allyn

12 years ago

Take your business elsewhere. This credit union will nickel and dime your accounts until they are empty. You're penalized for not putting money into their coffers even if you are not overdrafted. I gave them two stars for being available to discuss a matter but not budging on their abhorrent practices. They really epitomized the stereotypical penny-pinching, fat cat notion of banking elitists.

Edwin Resendiz

4 years ago

Horrible customer service you have to almost beg for a call back or send multiple emails just to get an answer for almost anything . They either have poor communication skills or lack attention span because simply trying to get answers was exhausting. Got referred to by a couple people but it stops here

Deb “Debbie” Schwenk

6 years ago

Great place for auto loans, we just refinanced our house on great rate! Never had a problem with this bank in the 15 years we've used them for our loans.