Ripco

PO Box 278, Rhinelander, WI 54501

NCUA Insured4.2 (66 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Rhinelander, WI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1932

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 278

Rhinelander, WI 54501

Google Maps 🗺Waze

(715) 365-4800

Service Area

This credit union is located in Rhinelander and serves members in the WI area. Currently serving 12,674 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

5.74%

Personal Loan

12.74%

Credit Card APR

15.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Thrivent— New Auto Loan

Appleton, WI

2.49%

Thrivent— Used Auto Loan

Appleton, WI

2.99%

Unison— Personal Loan

Kaukauna, WI

6.99%

M.E. Employees— Credit Card APR

Wausau, WI

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.2

66 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Angela Payfer

4 months ago

Our family has been with Ripco Credit Union for years. The staff are always enjoyable and so friendly! Yesterday I was in and it was one of those days where nothing was working right in my head. I felt a mess, Stephanie and Matthew were amazing at the teller desk! They helped me get all of my tasks easily done and I left with a smile. It could of been very discouraging because I felt like I was messing up and missing tons obvious items that I should now how to do. They were incredible! Thank you all for making Ripco a wonderful place to do business with!

John Tenney

4 months ago

I had some issues with my business account getting attached to my personal account, after consulting with Skylar Mayo, it was cleared up fast and efficiently. She was very professional and friendly explaining in detail the questions I had...Thank you very much Skylar. Another very knowledgeable member of the Ripco team.

Melody

3 months ago

Ruth assisted me today in opening an additional checking account. The process was handled efficiently and all went smoothly. Thanks Ruth, it was good to see you again!

Jody Holbrook

3 months ago

I recently called for a personal loan. I worked with Angie, and she got me set right up. I applied for a loan at 9 a.m., and by 10:30 a.m. I had that loan added to my checking account. I couldn't believe how quickly I got that loan, how easy and friendly Angie was. I never had to leave my livingroom, she gave terrific service over the phone. Thank you Angie and RIPCO Credit Union!

Nanette Hazelquist

4 months ago

Brenda through the chat option was extremely helpful establishing what I needed. She was informative and patient and got everything that we needed done from the comfort of home! Thank you!