Indianhead

PO BOX 100, Spooner, WI 54801

NCUA Insured4.1 (33 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Spooner, WI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1961

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO BOX 100

Spooner, WI 54801

Google Maps 🗺Waze

(715) 635-8273

Service Area

This credit union is located in Spooner and serves members in the WI area. Currently serving 7,262 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.70%

Used Auto Loan

7.50%

Personal Loan

14.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Thrivent— New Auto Loan

Appleton, WI

2.49%

Thrivent— Used Auto Loan

Appleton, WI

2.99%

Unison— Personal Loan

Kaukauna, WI

6.99%

M.E. Employees— Credit Card APR

Wausau, WI

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.1

33 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Deserae Severson

4 months ago

I’ve been a long-time member and this is a wonderful bank to work with. Quick responses and made every loan process smooth/easy.

The Morse's

a year ago

Ridiculous business and rude employees. Been banking there for awhile now and get direct deposit every month and they refuse to cash even small checks without a 7 day hold. My direct deposit can easily cover the amount. I tell them I need my funds before 7 days for my 5yr old type 1 diabetes supplies and she told me oh well. I will be switching banks!

68vettemanjr

10 months ago

Been banking here for decades, never had an issue with direct deposit, cashing checks, personal loans, mortgage and when it came to an auto loan loan they were the cheapest!

Ian McNurlin

9 years ago

Without a doubt the most incompetent financial institution I have ever used in my life. No one seems to be able to complete any sort of task without consulting someone else for help. There is no sense of urgency whatsoever, expect to spend a minimum of 30 minutes there regardless of how simple your request.