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Cloverbelt

PO Box 659, Wausau, WI 54402
NCUA Insured3.6 (16 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 659

Wausau, WI 54402

Service Area

This credit union is located in Wausau and serves members in the WI area. Currently serving 16,282 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

6.99%

Personal Loan

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.6

16 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Thim C

Thim C

9 months ago

My car was occupied the day I saw Lisa and team volunteering at a nonprofit event, and I needed to run to the bank after. Lisa and team offered to take my night deposit at the nonprofit event. I am so appreciative of Lisa and team for going way above and beyond. Thank you so much, happy to be a customer of this wonderful bank.

Hank Hill

Hank Hill

2 years ago

Every single employee here is nasty and sleezy. I absolutely regret getting a loan here. NO ONE ever answers the phone or returns emails, but all the nasty letters are sent out promptly - sometimes erroneously causing undo stress and it's especially insulting since you tried being proactive in the first place. You will have to pay surprise visits to talk to anyone. Their online self service website is unusable and by far the worst I've seen. The loan officer seems like he has had a few strokes and is not all there. You will be very frustrated banking here. Don't even test it. Avoid!!

Alison Williams

Alison Williams

2 years ago

I am currently in the process of closing down my checking and savings account here. I have had identity theft with this Bank four times in less than 7 years. They try blaming me for it but the bank is responsible for protecting my money since my money keeps them open and makes them money. If your bank account is drawn under they charge you $15 multiple times in a day. Not worth having my money here I can find way better banks with way better customer service and cheaper. I opened a better Business bureau report and whoever responded to that was very rude. I will take my business elsewhere.

Erika R

Erika R

4 years ago

The tellers and other staff are pretty nice, but their "policies" are ridiculous. I have banked here for 26 years... Yet that gets you absolutely no loyalty benefits or trust with them. They wouldn't even let me cash my son's check when I'm his Power of Attorney, with paperwork to prove it, even though I have had my account there for that long. Also it takes wayyy too long compared to my other bank for debits to be taken from me account after using my card, often several days.

Bolly Polski

Bolly Polski

5 years ago

Avoid getting loans here. First of all, they doxx you and want to know irrelevant parts of your life. Then they will very, veeeery slowly respond to any requests for information (if they respond at all), but they'll send out those threatening letters, express. They screen phone calls; I've had someone go in to verify the guy I needed to talk to was present and available. They will ignore you for months at a time, and even try forcing you into penalties of your contract; very dirty tactics at Cloverbelt Credit Union. If you want to refinance, like during the political pandemic, they will drag their feet and break their own rules to stall in order to maintain a highly unreasonable interest rate, and you'll have to hire a lawyer to enforce the rules, they're probably even breaking laws here; they simply will not reduce your interest rate. They'll even lie to you and say everything is complete, then never tell you that they never actually finalized anything. And they will never compensate you for their "error".

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).