Westby Co-Op

P O BOX 70, Westby, WI 54667

NCUA Insured3.5 (23 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Westby, WI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P O BOX 70

Westby, WI 54667

Google Maps 🗺Waze

(608) 634-3118

Service Area

This credit union is located in Westby and serves members in the WI area. Currently serving 41,097 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.34%

Used Auto Loan

6.49%

Personal Loan

11.25%

Credit Card APR

11.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WI

Lowest rates currently reported by credit unions in WI (NCUA Q4 2025).

Thrivent— New Auto Loan

Appleton, WI

2.49%

Thrivent— Used Auto Loan

Appleton, WI

2.99%

Unison— Personal Loan

Kaukauna, WI

6.99%

M.E. Employees— Credit Card APR

Wausau, WI

8.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(12 total)

Member Reviews

3.5

23 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

shawna maly

3 months ago

I've been using WCCU for over 13 years and I keep getting disappointed by what they offer to their customers. Online features and in person accessibility to your finances is not up to the level it could be. They also come off as not interested in helping families with loans. Do better

Joey bayer

4 years ago

By far the best credit union or bank anywhere! I have had too many instances that they have proven how great they are, that if I were to type them up it'll take me years. Never an issue, always got a same day call back, and never had a single issue. Even when I lived in Louisiana, I stayed with them and they were more that satisfactory during that period.

Reva Key

5 years ago

WCCU has the best interest rate on a checking account that I have ever seen!! I even work at a bank in Texas but I would NEVER switch my primary banking to anywhere else. Very pleased for the last 6 years 😀 Thank you for taking care of your members!

non your business due to scammers

4 years ago

Used to be an ok credit union, unfortunately they have gone down hill especially in Viroqua. They have horrible debit card fees, the loan department is slow as well as the assessors they use. They are afraid of deposits especially on the mobile app. Making it useless. They have since changed the policy on earning interest so unlikely new members will benefit. Unfortunately Vernon County doesn't have many good options for financial services or banking. If possible I'd go the extra mile and go to La cross, or Summit credit union in the Dane County or Sauk County. They have a great mobile bank and don't have ATM fees.

William Larson

8 years ago

So WCCU does a interal withdraw from my Altra Federal account four days before the loan is due but then sends a letter telling me I’m past due on that month? I have bank statement proof they took it out. Honestly? I am very happy my wife and I pulled our money away from you guys and now bank with a well respected bank. WCCU is a joke. It’s not the first time they done it to me and knowing them it will not be the last. If I could I’d give you NO STARS.