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First Education

PO Box 20030, Cheyenne, WY 82003
NCUA Insured4.2 (53 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1947

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 20030

Cheyenne, WY 82003

Service Area

This credit union is located in Cheyenne and serves members in the WY area. Currently serving 5,579 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

3.99%

Personal Loan

11.49%

Credit Card APR

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in WY

Lowest rates currently reported by credit unions in WY (NCUA Q4 2025).

First EducationNew Auto LoanThis CU

Cheyenne, WY

3.99%
First EducationUsed Auto LoanThis CU

Cheyenne, WY

3.99%
Guernsey CommunityPersonal Loan

Guernsey, WY

7.50%
A.C.P.E.Credit Card APR

Laramie, WY

7.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.2

53 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Zachary Fisher

Zachary Fisher

4 years ago

I will never bank at any other financial institution. First Education FCU actually cares about their members. They aren’t out to make money off of the people that keep them afloat, they genuinely care and want to help. I cannot count how many times they have helped me and saved me from huge issues in the long run. I actually enjoy going inside because everyone is so friendly and they genuinely know me and my family. I cannot say enough good things about this credit union but you would be crazy not to enroll with them. I’ve been a member for almost 20 years and will be a member for the rest of my life because they have earned my trust and my patronage. The absolute best financial institution in Wyoming, and probably in the entire USA.

Muh Морган

Muh Морган

7 years ago

I love this credit union! My family has been banking with them for years and stick with them for a reason. After extended periods of living abroad, I have ran into so many issues in terms of card blockage, transfer problems, etc. and the staff at First Education always goes above and beyond to help me. They always treat you like family and work quickly to solve any problem. Absolutely would recommend!

Jennifer Armstrong

Jennifer Armstrong

5 years ago

If you want modern conveniences that most major banks provide don't bank here. Their security authentication is so outdated, Venmo won't accept transfers from them. Online purchases are frequently declined as well do to this. If rather have convenience and security than be recognized by name when I visit my branch. I would give them zero stars, but it wasn't an option. Been an account holder for almost a year, nothing but hassles.

Pam Burd

Pam Burd

4 years ago

I have appreciated their exceptional customer service since the very first day. It is like a family. I’ve been treated like I truly matter with each and every transaction. Everyone the goes above and beyond which is rare these days. I am grateful.

John Hurley

John Hurley

4 years ago

We have dealt with 1st Education for almost 15 yes. We have our mortgage, car and other loans with them. The application process for loans is easy, quick and professional! We tried another banking facility as we had a close relative employed there...we now have all our finances back to 1st Education. Esther and Cortney are just the best!! n

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).